No money, bad credit but want to get home or mortgage loan

[martin2425]

How can i get Proof of Income for home mortgage? Is there any solution if i do
not have any proof of income or address?

No. The bank will want 3 months consecutive pay slips from your work (or if self employed I think its 6 months of your books). You also have to provide 3 consecutive months of bank statements. Proof of address and ID (so driving license/passport cant remember if you need a proof of address.

In order for the solicitor to carry out the purchase you will need proof of funds (usually a scan of the bank account in your name with the deposit in it) and proof of identity

Err, no.

Why would a bank lend you money without proof of income or address?

How can you have no proof of address and the ability to replay a loan?!!!

You wouldn’t get £1 out of the bank let alone hundreds of thousands.

Hay op
Are you earning? If yes why dont you have proof of that? Surely it goes in your bank account?

Are you no fixed abode? What address is on your current bank account?

Why would any bank hand you a heaping pile of cash if you cannot even prove where you live, much less that you can afford to repay? They'd be in massive regulatory hot water as well as out of pocket. It's considered fiscally irresponsible to lend people money they clearly can't afford the repayments on.

How will you pay the loan back if you don't have any income?

Where do you live and what is your income?

If you've no money how are you going to repay the loan?