I have read many times indemnity insurance is a waste of money. What is your experience of indemnity insurance?
Our solicitor has recommended we take one to cover us for our seller repairing a fence that does not belong to him. It belongs to the neighbour. My DH and I want to be covered for any chance that the neighbour claim that by the seller repairing the fence they are now admitting it is shared. There is a previous outstanding question of who owns the fence. There is no dispute but I won’t go into why the question of ownership exist. Suffice it to say it does. Can indemnity be used to cover us in case the neighbour goes “a ha your seller repaired it so you are now responsible”.