Our house has a couple of big drawbacks, and over the last couple years I’ve found these harder and harder to live with. DH and DC love it.
I’ve seen a property (Rightmove) that would JUST be affordable (we would manage short-term until we sold our not-very-valuable current property at which point we’d be more secure).
The house is my idea of perfection - nearly (needs some non-urgent work, 2 of the 4 bedrooms are very small, and it’s in next-village-along rather than perfect village). The “ideal” house in perfect location would be completely out of budget.
So:
Stay as we are, in perfectly OK house with no financial worries (no mortgage);
Go see “dream property” and hope I hate it when I get there or that DH also loves it, and we manage to buy it.