My husband and I were gifted £10,000 from a relative lately and have decided to try for a mortgage. He is 49 and i am 36. We are both first time buyers.
I have a fair credit rating just teetering on good (i have a couple of outstanding credit cards) but my husband has a poor one.
Got an appointment with a broker next week. I earn a good wage and am the higher earner and was wondering if i could apply for a mortgage myself without his name on the application? I stay in Scotland.
Any advice appreciated!