How much is your home and contents insurance?

[ThinThighsPlease]

Literally that. I'm a first time buyer, hopefully finally getting my little house next week 😊

Just comparing so I don't get ripped off x

Anyone lol?

£20 a month with L&G, been with them a few years now and no complaints

£16 a month - direct line.

Thanks I've been quoted £108 if I pay for the full year but it's only a little terraced house with just me in it and no expensive electronics etc 😊

£17, but guessing I’m underinsured, renewal soon.

Around £200, that’s for Unlimited Buildings and £100k Contents cover, both with accidental damage on a 5 bed house within 200m of two rivers.

Should point out it’s £200 per year, not monthly!

Blimey, I need to do some research...mine is £46 a month!

£31 a month but it’s a very comprehensive policy

Eek ours is a bit high compared to others here. We are around £250 for the year. Just completed on our first family home so said yes to everything offered, that’s with The AA. Might wise up next year though and go cheaper, we are probably over insured right now!!

Actually just checked the documents and it’s actually £304 for the year

£20 a month

Ours is about £220 a year, 5 bed house, pretty comprehensive coverage.

Some of these sound incredibly cheap.

Approx £170 per year , 4 bed detached with unlimited building and £100k all singing and dancing contents .

£86 a month!

@tomboytown is your house Alton Towers?! 😳

About 250 per year but that includes some of the optimal extras such as boiler cover and cover for a couple of expensive watches away from home etc.

4 bed house with rebuild costs of 200k and contents of 100k. Something like that.

Well it’s a big house and there’s some individual items on there, but nothing major.
I moved from a 4bed to 7bed and at first I couldn’t even get insurance, and then this policy was bit less than the last one and the house is twice as big, so I thought it was a good price.
Bloody hell

£226, paid it yesterday. 4 bed house with legal assistance and home emergency cover.

€150 per year on each property. All different sizes.

They each have reasons for tweaking the liability. One has high earthquake cover (120yo and 5th floor), one has high 3rd party and contents (students!) and one has increased cover for atmospheric events (after a memorable hailstorm cost us a lot to replace some shutters).
Our main place costs the least because we have a deposit box at the bank and we live in a gated residential complex.

christ our renewal has just come in for £1700 up from £1300 last year. Large house (but standard brick / tile construction) and includes some expensive jewellery for in / out of the home

Whoa loads of these are very cheap! Ours is about 50/month. We have a really big house though and very comprehensive coverage for that.

Around £120 a year I think? 3 bed semi, no claims.

Over £400 for a two bed flat.

V interesting the prices here. I pay £309 pa. 3 bed semi cant remember the specifics off head but decent cover & I was careful to put in a rebuild figure not resale. Still I think the post that had a large hs & wasnt too far from a river got a cracking deal. I wounder what variables they put in to come up with premiums.