tiddletaddle you poor things, and I'm not surprised you're fuming. Just shows that sometimes, it doesn't matter how well you behave or how courteous and helpful you are, for some people it's just all about them. Your LL is a thoughtless shit and karma will bite him on the arse.
WBWIfe I can't believe your situation is dragging on like this when you've been ready. Hope the holiday is lovely and this doesn't take the edge off the Pina coladas?
sandybayley, great news on the mortgage offer, but grrrrr to the frustration with your buyers' mortgage. Not sure if I missed an update but did you think any more about which house is best for you? Such a tough call...
As for us, well, I feel sick. Natwest are making us jump through a gazillion hoops for this bloody mortgage. Despite the AIP offering up to £600k (we don't want to borrow even close to this amount), getting the actual mortgage offer is proving far from simple. Natwest has carried out the valuation on the house, we've passed all the credit/affordability checks, but as we're self employed, it's proving painful and sooo slow. They've wanted company accounts, a forecast, tax returns and DH's inside leg measurement, more or less. In 2016/17 we needed to expand the business so we took less out in terms of salary and dividends, and for the past 2 years, it's increased. Rather than take the higher amount for 17/18, the bank insisted on taking an average of our earnings for 16/17 and 17/18 so we've had to submit our tax returns early for 18/19 to show that the higher rate has been sustained, so we're just waiting now to see if they'll accept that. They were submitted to the underwriter on Tues and we're still waiting to hear. I feel sick at the idea that they could still say no... Apparently, they need new bank statements as our last PDFs didn't have our full names and addresses on and then we're about there. I just need an answer. Preferably yes!