I have just been denied house insurance!?!?

[MummyNessi]

I have just been on the phone with Admiral for house insurance as we need to have insurance for our new house at exchange of contract if I have understood correctly? And they said they can't insure it until our renovation ( painting and change of flooring is done) and we have moved in!?!?
What? It must be quite common to paint and decorate a house before you move in no?!

Who have you got insurance with who have done this?

I got mine through legal and general and they covered exchange to completion free, and were good value. I’m not sure if it counts as being refused insurance, more that you were trying to buy the wrong sort of insurance - like if you tried to buy holiday insurance for your house, I don’t think that would be being refused.

I second Hiscox!

Intasure specialise in empty property cover - you should give them a call