DH and I are hoping to buy our first home this year and have a 10% deposit plus extra for fees and duty etc. I am currently on mat leave having ended a temporary contract but have a permanent contract lined up for April.
My question is, can we apply for a mortgage using my offer letter as proof of salary or will we have to wait until I start and am actually receiving the salary? We haven't even started looking yet, so not in any rush. I just don't want to fall in love with something and then find out we can't get it.