just that really.
have after 7 years, finished completely finished our 1930s 3 bed semi, new flooring, 3 year old boiler, wiring, kitchen, painted, decorated, carpeted, small extension etc.
it really needed doing as untouched since the 1990s and badly bodged DIY by previous owner.
we always knew it could happen and it did... a good house, not a dream house has come on the market - 3 bed detached.
its the same floor size as our current one but is detached, has a 4 car drive way and has better size of kitchen, a downstairs toilet and a utility room. it means DC can stay at their school too. it has a garage too. Its aspect is closer to east than south east and feels a touch gloomy.
DH and i are really stuck. we can afford to move and the new mortgage (roughly calculated) will be affordable too. Our house is looking "good" now and we'd be heartbroken to leave it as it because it almost south facing and beautiful light in house.
We would love a detached house and this house is lovely, just needs an interior overhaul - the kitchen is 3 years old and good (not my style but i'd be more than happy with it). bathrooms are fine too.
its the detached - ness (bliss!) , the fact its in our budget, has a garage and is in our school area that is making us really hanker for it.
we've been for a viewing already, vendor obviously aware we arent on marketand the agent selling the detached has said ours would sell very quickly (could be the sales patter pre cursor).
Feel stuck between a rock and a hard place.
houses like the detached dont come up often in our area, ie a detached that we could afford.
the draw of a detached is huge as is the 4 car drive! are we mad considering this?
we are not worried about extra borrowing and this would be a house we would stay in a long time unless extenuating circumstances.