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Home Buyers' Support Thread, Part 4

999 replies

BeaufortBelle · 21/04/2015 20:45

Here we go.

Good luck everybody x

www.mumsnet.com/Talk/property/2139089-Home-Buyers-Support-Thread-Part-3?pg=40

OP posts:
McDreamyMcNastyMcHottie · 28/05/2015 14:18

Still no search back.

benjiman6 · 28/05/2015 14:27

well exchanged and completed on same day this week. good luck to everyone who still has to go through it. well 10weeks since probate was granted to buy for a empty property and a cash sale. both solicitors took their time will everything but the sellers solicitor was terrible. 6weeks to send out property info and fixtures and fittings. the seller said it was his first house sale and looking back he should have been more pro active and chased them every week. never never going through that stress again lol well till next time. its like labour you forget pain when its over.

Socy · 28/05/2015 14:49

Congratulations benjamin6
I agree some solicitors are useless - our seller's one kept refusing to do what his client was asking him to do and insisting on doing everything in a very long winded way, which my solicitor said he was entitled to do, but it wasn't usual Hmm
Tremelo - if there are other possibilities out there maybe you could go & look and make sure your seller knows that's what you are doing - it doesn't mean you have to pull out but puts the pressure back on her.

TremoloGreen · 28/05/2015 15:03

Yeah, congrats Benjiman! Although I don't know if I'm over the pain from last time I bought a house, giving birth is a breeze in comparison to this!

Socy: Yes, I have told the EA what we're doing, and got a very short - "OK, will do" in response. I don't know whether she'll bother to let the vendor know or not, I can't believe a word she says at this stage. Neither of the chain-free houses seem as nice as the one we're already trying to buy, but if I think I could live in them, I'm just going to put in an offer and look past it. I can't keep taking a gamble on chains with people who aren't serious about selling, it's costing us a fortune in surveys and solicitors alone! I've also told our solicitor to stop doing anything towards the purchase so I don't incur further costs and copied the EA in.

BG2015 · 28/05/2015 17:35

Exchanged today and completion tomorrow but can't move until Saturday due to removals being booked and my friend struggling to let us into her warehouse to move our stuff. She's in the process of being made redundant so has meetings tomorrow with her managers and team.

Typical!! Not meant to move into this bloomin house!!

But on the plus side my seller is an aquaintance so she has given me a key this afternoon so I can move some of our stuff in tomorrow. We're currently staying at my parents and seem to have overtaken the whole house.

I've been again today to the house and it's wonderful. I am soooo excited!

My own name on the mortgage, no hassle. I cannot wait!

Champagne on Saturday with fish and chips!!

benjiman6 · 28/05/2015 18:23

BG2015 CONGRATS

benjiman6 · 28/05/2015 18:23

BG2015 CONGRATS

craftynclothy · 28/05/2015 19:27

Congratulations to those who have exchanged/completed.

I'm getting cold feet. Sick of everything being on developer's terms. Told us on Sat build was signed off but told solicitor they are still waiting. When I got a bit snappy, solicitor said she'd just that minute received confirmation they're ready to exchange Hmm

Now just arguing over their stupid covenant. Solicitor advice was to ignore it and hope we don't get taken to court Shock

craftynclothy · 28/05/2015 19:29

Oh and they won't fix the completion date.

I can't take time off at short notice so I have told them in no uncertain terms that I will not exchange until the completion date is set in stone.

HoneyDragon · 28/05/2015 19:48

I hear you Crafty, my soliciter told me that they can often give 10 days notice for completion.

We've passed our reservation date, the one they insisted they wanted exchange by Hmm

craftynclothy · 28/05/2015 20:38

We keep getting conflicting info. Solicitor said the build has to stand for 10 working days (so 2 weeks) after the build being signed off before completion can happen to make sure no big cracks appear. Another letter says completion must happen within 2 weeks of build sign off being notified to the solicitor.

Our exchange deadline was MAY 3rd. We still haven't exchanged Grin

HoneyDragon · 28/05/2015 21:55

T&W need us in the house by the 26th June at the latest for their figures to stack up. It's really in their interests to give us a date. But everything now with the legal and bods and just gets slower and slowwwer.

With obviously their head office stressing as they want everything moving faster Grin

noddingninja · 28/05/2015 22:54

I'm in a similar position to you Tremolo and I agree that labour was easier - just 24 hours of pain as opposed to months of anxiety.

We are trying to buy in Scotland. Offer accepted early March, seller downsizing to a retirement flat not yet built so we proposed 3rd July to give her the time requested. Our rental lease is up 11th July. Now we have got to this stage and she is refusing to formally agree the entry date (here called sign the missives). I refuse to be kept hanging any longer and need to inform my landlady of whether we're going or need to stay. Seller just wants to move to her retirement flat and sod us and our plans. Tomorrow is D day, we've said she either signs the missives or we withdraw our offer.

I'm thinking the worst and we're stuck in our crappy rental, back to house hunting four months down the line with nothing to show for it but a large solicitors bill.

My Mum said that if she doesn't sign the missives I should go round to the house and give her a piece of my mind. Its tempting; do you think some sellers even care about the shit they are putting the other side through?!

craftynclothy · 29/05/2015 08:10

At least HO are wanting it to move faster.

I'm worried that the developer is holding ours up. We were sent some questions supposedly from the people buying our property from the developer. Only I can't believe they have a buyer - no second viewings and on Sat the EA sent a couple round just because they were nearby looking at another house. EA seemed to be getting a bit desperate. I'm getting worried the developer is holding off until they get a buyer for our house and then have a short chain, which is exactly what I wanted to avoid by part-ex.

TheEmpressofBlandings · 29/05/2015 08:30

Sigh, no exchange here and it now look like we won't complete next week after all. Sad
Still waiting on one flipping search to come back, it was requested at the end of April. Without that we can't exchange and mortgage co need 5 working days to release funds so unless we get something first thing Monday, we'll miss completion date. We've got tradespeople lined up to start work on the house ASAP so it all has a knock-on effect.

McDreamyMcNastyMcHottie · 29/05/2015 08:56

We're still waiting one search too. It's so annoying. We paid for searches on the 10th April. I don't understand how it can take so long.

HoneyDragon · 29/05/2015 09:15

We had a supplemental paragraph in our initial agreement stating they wanted a buyer for our house for when we exchanged. I made then remove it before signing as I said it was a ridiculous expectation if they wanted exchange in six weeks.

Spickle · 29/05/2015 09:34

Those of you waiting for searches........

Be aware that if anything is flagged up on the search, this will mean more enquiries................. i.e. you will not exchange until all enquiries are satisfactorily answered.

McDreamyMcNastyMcHottie · 29/05/2015 09:40

Thankfully we live in the house already and have documentation saying that permission was granted at the time for the various extensions so we're not expecting massive surprises with the search. Having said that I guess nothing would surprise me with this.

HoneyDragon · 29/05/2015 11:24

Most of the queries are for our house. It was last purchased in 1992 so documentation is sparse.

TheEmpressofBlandings · 29/05/2015 20:34

Spickle, maybe you can answer this, the search we're waiting on is the local authority search (I think), the council has a huge backlog. Is this just for things like planning permission etc? What kinds of things could come up on the search that might delay us?

McDreamyMcNastyMcHottie · 29/05/2015 20:39

You're not in the NE are you Empress? We continue to await our search.

spottymoo · 29/05/2015 20:41

Surveys come back for us and it's a no go the amount of work that they covered up with their "refurbishment" the house meant to be a move in no work needed. Thank god we had a full survey

TheEmpressofBlandings · 29/05/2015 20:42

No, SW here.

McDreamyMcNastyMcHottie · 29/05/2015 21:13

Sounds like a nationwide issue then. It's bloody infuriating!!