Open a Zopa account and get £20 instant free cash...took me 5 mins to do ..you dont have to switch accounts...set up a direct debit or spend anything....literally just open the account and they put £20 on your virtual card.
I am actually using the account as the savings rates are very good but you dont have to if you dont want too.
Use my referral link to open a Biscuit bank account and we'll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=a0c1b81871c3dc07a781