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My Personal Experience Using MyFin to Open a European Bank Account

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Alex1990DZ · 12/02/2026 23:43

I was recently looking for a simple way to open a European bank account without going through the usual hassle of traditional banks. After reading a few recommendations online, I decided to try MyFin, and I thought I’d share my personal experience for anyone who might be interested.
Signing Up
The sign-up process was very straightforward. I downloaded the MyFin app and registered directly from my phone. The app guides you step by step, and the identity verification didn’t take long. Overall, it felt smooth and well explained.
Account and Card
Once my account was approved, I was given a European IBAN, which was exactly what I needed. I also ordered a MyFin card. The app itself is clean and easy to navigate, and I could see my balance and transactions instantly.
The Welcome Bonus
During registration, I used a referral code that a friend shared with me. After making a small payment (I only spent €0.10), I received €10 credited straight to my account. It was actual cash, not vouchers or points, which was a nice bonus.

For anyone interested, the referral code I used was: AB00S49Q
(Read as: A B zero zero S 4 9 Q)
Daily Use
I tested the card with a small online purchase and had no issues at all. Payments went through quickly, and I received instant notifications in the app. So far, everything has worked as expected.
Final Thoughts
Based on my personal experience, MyFin is a decent option if you’re looking for a digital European bank account that’s easy to set up and manage. Registration is free, the app is user-friendly, and the welcome bonus is a nice extra if you’re planning to try it anyway.
This isn’t financial advice, just my own experience using the app.

My Personal Experience Using MyFin to Open a European Bank Account
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