I’ve been using an American Express gold card and have loved the perks you get with them. I was a little apprehensive as I already got a credit card for big purchases but I didn’t know you could get so much from American Express and just doing my normal spending on it. They’re a bonus offer here where you can get 30,000 points, and you can convert those into £200 of nectar card points with a clever trick. You also get some great exclusive deals. I saw a show at the O2 and got 10% off drinks because I had an American Express card, and even got exclusive tickets at the national theatre. To get the nectar points you can convert your card points to Avios points, and then convert them to nectar points. Money saving expert has a guide on it too! Use this link to get the exclusive offer of 30,000 welcome points rather than the normal 25,000 - https://americanexpress.com/en-gb/referral/mUmDOPUZ75?XL=MIANS