Zilch is a buy-now & pay-later app, similar to Klarna, that allows customers to spread the cost of large purchases over a period of six weeks with 0% interest.
You can also “pay it all now” on any purchase i.e. pay in full when you buy and earn cashback, a bit like Topcashback or Quidco.
They’re currently offering £10 if you sign up to use them. I’ll also receive £10 if a referral makes their first purchase.
STEPS:
Sign up using the Zilch referral code
- Link your debit card to your account (don't worry, nothing will be debited)
- From the homepage choose your retailer e.g. Amazon. You'll then be asked how you'd like to pay and it may only give you the option to 'pay in 4' i.e. on credit. This is fine, because we're going to be using our £10 rewards balance to buy a free £10 gift card!
- On the next page, toggle on the switch at the bottom to use your reward balance (where it says 'Discount £10') and then click 'Enable card'.
- Proceed to Amazon (or whatever store you fancy) go to your account payment details and add the virtual debit card shown on the Zilch page. Now proceed to buy a £10 Amazon Gift Card (or again anything else you want) and use the new Zilch debit card to pay for the transaction.
Many thanks!