Chase bank is ending its £20 offer tomorrow at midnight. Anyone who signs up before then and pays in £20 will receive and additional £20. My account was open straight away and money was in there and could spend it using Apple Pay.
They have said due to popularity some people are placed in a waiting room. Providing you open an account before the deadline you will still get £20.
They give you credit too on everything you spend.
Hey, want to join me at Chase UK? We'll both get £20 when you join and pay in £20. Get started: link.go.chase/emNK/refer?code=CZYA2Xsq. T&Cs apply.