If anyone is looking to get an Amex Platinum card (there in no annual charge for this card). I have a referral link (£20 for me) that pays you £10 on top of the 5% cash back (max £100) in the first 3 months. amex.co.uk/refer/carlf6xjb?XLINK=MYCP. I've made £110 on money I was going to spend anyway.