I put cash into his account. We've not got vouchers yet. I'd just try to use them though!! Just on anything needed. Probably on him though? But if my Hoover had just broken then yes def replace the Hoover and use vouchers towards it!! Logical surely?!
Savings are nice to have and useful!! But not everyone cam afford to have them and literally live pay day to pay day. I guess were lucky. We've just got the mortgage. We avoid credit where possible. We have a good life but not extravagant and we both work hard and have worked hard to get where we got!!
On the subject of money, we rarely play the lottery. Dh asked me to get two lines for sat as he was 'feeling lucky' so I did, we won £10!!! Now what do we do with the £10?!