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FlightBeforeXmas · 26/11/2025 14:53

Bumblebee72 · 26/11/2025 14:37

I wonder if the chancellor is eyeing up the pay per mile scheme for electric cars as a trial to be rolled for all vehicles next year...

The point is drivers of petrol cars pay tax per mile already on fuel.

memyselfandI2025 · 26/11/2025 14:54

thisfilmisboring123 · 26/11/2025 14:51

I wasn’t suggesting it was easy.

But I don’t think expecting someone, who doesn’t have health conditions, to work the equivalent of about 16 hours a week is unrealistic or unfair.

You can claim up to 85% of childcare costs back on universal credit each month plus you can ask for help with upfront costs if it’s a new job.

And what about weekends if you have no family and the dad won’t help or be reliable with contact? Which childcare do you see being available on a weekend? Very little Unless you go with a nanny like which single Parent can afford that? Yes a mum can stay at home and still receive the extra help because she is lucky enough to have a husband who stayed

Newbutoldfather · 26/11/2025 14:54

Great speech by Badenoch! Funny yet totally eviscerating.

I am very torn on the two child benefit cap. Ideally, people should pay for their children. However, we need babies and children shouldn’t be punished for their parents.

i guess the key thing will be the effect in the long run, whether the children grow up to be productive or the next generation of benefit takers (on average).

thisfilmisboring123 · 26/11/2025 14:57

memyselfandI2025 · 26/11/2025 14:54

And what about weekends if you have no family and the dad won’t help or be reliable with contact? Which childcare do you see being available on a weekend? Very little Unless you go with a nanny like which single Parent can afford that? Yes a mum can stay at home and still receive the extra help because she is lucky enough to have a husband who stayed

Presumably you wouldn’t apply for a job that requires weekend availability.

I’m assuming this affects you personally and whilst I get what you’re saying, what’s the alternative?

Remove benefit cap for everyone? Where would the incentive to work be, we already have a huge, ever increasing welfare bill.

memyselfandI2025 · 26/11/2025 14:59

thisfilmisboring123 · 26/11/2025 14:57

Presumably you wouldn’t apply for a job that requires weekend availability.

I’m assuming this affects you personally and whilst I get what you’re saying, what’s the alternative?

Remove benefit cap for everyone? Where would the incentive to work be, we already have a huge, ever increasing welfare bill.

And how many jobs do you see that don’t require you to work weekends 😅 mostly every job will require SOME weekend hours to be worked. There is absolutely nothing proper in place to help single Parents!

CJones11 · 26/11/2025 14:59

thisfilmisboring123 · 26/11/2025 14:51

I wasn’t suggesting it was easy.

But I don’t think expecting someone, who doesn’t have health conditions, to work the equivalent of about 16 hours a week is unrealistic or unfair.

You can claim up to 85% of childcare costs back on universal credit each month plus you can ask for help with upfront costs if it’s a new job.

If they did manage to find and secure suitable work for 16 hours a week, they would benefit from the lifting of the cap that everyone is demonising.
So, really, it's a no-win situation for poor people. Criticised if you're really poor and criticised if you're working on a low income and entitled to sufficient government support.

Marshmallow4545 · 26/11/2025 15:00

C8H10N4O2 · 26/11/2025 14:41

Less than 15% of families have more than two dependent children according to the ONS 2024 stats. It doesn’t distinguish blended from non blended families so it isn’t clear where more than two children is a result of combining households (ie how many parents have more than two children).

The intersection of families on UC + disability benefits + >2 children + the precise threshold to see an “astronomical” rise in pay must be tiny, even if its accurate. Percentage of families where there is a disabled member and also >2 children is a lot less than 15% (or it was, I can’t find recent numbers on the ONS site).

The percentage of families impacted by the child benefit cap and with a disability is 40%. They will be exempt from the total benefit cap whether they work or don't work

https://www.gov.uk/government/statistics/universal-credit-claimants-statistics-on-the-two-child-limit-policy-april-2025/universal-credit-claimants-statistics-on-the-two-child-limit-policy-april-2025#benefit-cap

All other families will potentially be on a huge hourly wage if those 16 hours mean they can claim £10k extra a year if they have 5 kids.

Universal Credit claimants statistics on the two child limit policy, April 2025

https://www.gov.uk/government/statistics/universal-credit-claimants-statistics-on-the-two-child-limit-policy-april-2025/universal-credit-claimants-statistics-on-the-two-child-limit-policy-april-2025#benefit-cap

CJones11 · 26/11/2025 15:01

thisfilmisboring123 · 26/11/2025 14:57

Presumably you wouldn’t apply for a job that requires weekend availability.

I’m assuming this affects you personally and whilst I get what you’re saying, what’s the alternative?

Remove benefit cap for everyone? Where would the incentive to work be, we already have a huge, ever increasing welfare bill.

The incentive to work is that you're still better off working because the benefit cap exists.

Marshmallow4545 · 26/11/2025 15:02

CJones11 · 26/11/2025 14:59

If they did manage to find and secure suitable work for 16 hours a week, they would benefit from the lifting of the cap that everyone is demonising.
So, really, it's a no-win situation for poor people. Criticised if you're really poor and criticised if you're working on a low income and entitled to sufficient government support.

Criticised if you have loads of children you can't support yourself you mean? Yes, of course you will be criticised. Those children didn't ask to be born into poverty. Now the state are effectively blackmailing the taxpayer to step in and fund their kids to keep them out of poverty. This will directly take money away from taxpayer's own children... Of course there will be criticism. It is totally irresponsible to have all these children.

thisfilmisboring123 · 26/11/2025 15:03

CJones11 · 26/11/2025 14:59

If they did manage to find and secure suitable work for 16 hours a week, they would benefit from the lifting of the cap that everyone is demonising.
So, really, it's a no-win situation for poor people. Criticised if you're really poor and criticised if you're working on a low income and entitled to sufficient government support.

I’m not criticising anyone.

If the help is there and you’re entitled, take it?

thisfilmisboring123 · 26/11/2025 15:05

CJones11 · 26/11/2025 15:01

The incentive to work is that you're still better off working because the benefit cap exists.

Yes, if you read my post properly you would see I asked what would the alternative be?
Remove the benefit cap altogether.
If they removed the cap, what would the incentive to work be.

NorthXNorthWest · 26/11/2025 15:05

Cobol · 26/11/2025 13:45

As women have been disproportionately negatively affected by the 2 child benefit cap along with the children they are often left caring for while the father is free to have more children with a new partner, I would hope its abolishment would be welcomed on mumsnet. With have an aging population and falling fertility rates, the lowest ever. We don't need to discourage people from having children, let alone at the expense of children already born in circumstances they - the children - have no control over.

We need absent or non-contributing fathers to step up and share the financial responsibility for all of their children. Why would any woman welcome the opportunity to fund someone else’s child when the absent parent is able to, but won’t?

Especially to the tune of £2-3.5bn!

Coletilla · 26/11/2025 15:08

C8H10N4O2 · 26/11/2025 14:30

Yes I agree the cliff edge needs sorting out. Its not the world’s most important tax change and those experiencing the cliff edge are hardly living in poverty but in my industry and many others it does cause significant business problems and it does hit productivity.

I think NI/Salary sacrifice is the wrong target. I find it utterly absurd that as a top rate tax payer I get bigger subsidies on pension savings than someone living on average earnings putting by a few quid a week. I would like to have seen a long term plan to merge NI and income tax from this government (would have to be a long term change) and restrict tax relief on contributions to standard rate or a cap of 25-30%.

However those changes would need to be combined with a review of the cost of public sector pensions, particularly for the upper mid to higher level earners in the public sector where huge cost of DB pensions is not justified by the old “less pay, better conditions” argument. Especially at a time when the size of the state has inflated way beyond, and when you are removing help from private sector workers without any matching cost to the public sector.
Those more equal changes could then be used to support better help with pension building for long term lower earners.

The attack on motability cars is just pathetic pandering to disablism against disabled workers - it won’t save tax payer any money but just reinforce bigotry.

I mostly agree with you - merging and simplifying taxes generally. Gut reaction is that I think the “no luxury” cars under motability seems ok, although I don’t have much knowledge of the scheme and would like to know what disabled people and groups think. I am sure there’ll be unintended consequences somewhere.

thisfilmisboring123 · 26/11/2025 15:08

memyselfandI2025 · 26/11/2025 14:59

And how many jobs do you see that don’t require you to work weekends 😅 mostly every job will require SOME weekend hours to be worked. There is absolutely nothing proper in place to help single Parents!

I don’t often check what jobs are available at the moment as I work.
Monday to Friday - no weekends, as plenty of other people I know.

Some people create obstacles rather than looking for solutions.

ManchesterGirl2 · 26/11/2025 15:08

NorthXNorthWest · 26/11/2025 15:05

We need absent or non-contributing fathers to step up and share the financial responsibility for all of their children. Why would any woman welcome the opportunity to fund someone else’s child when the absent parent is able to, but won’t?

Especially to the tune of £2-3.5bn!

Yes, we need proper legal consequences for non-contributing absent parents.

memyselfandI2025 · 26/11/2025 15:11

thisfilmisboring123 · 26/11/2025 15:08

I don’t often check what jobs are available at the moment as I work.
Monday to Friday - no weekends, as plenty of other people I know.

Some people create obstacles rather than looking for solutions.

Only if you work in schools which not everyone can, sometimes there is no solution
which works places do you know that allows a parent to have every holiday off every bank Holidsy every inset day off and don’t say ‘ holiday clubs’ as childcare doesn’t stretch that far

laughingnow · 26/11/2025 15:12

CinnamonSwirlLatte · 26/11/2025 14:31

Finally, someone that gets this!

This explanation needs to be pinned to the top of each page!

CJones11 · 26/11/2025 15:13

Marshmallow4545 · 26/11/2025 15:02

Criticised if you have loads of children you can't support yourself you mean? Yes, of course you will be criticised. Those children didn't ask to be born into poverty. Now the state are effectively blackmailing the taxpayer to step in and fund their kids to keep them out of poverty. This will directly take money away from taxpayer's own children... Of course there will be criticism. It is totally irresponsible to have all these children.

So mothers who are made redundant are supposed to do what?
When a parent develops an illness or disability, what should they do?
When a partner leaves, what are the options?
Shall those parents just give up their parental rights?

Also, families may have had the children when they COULD support them, but cost of living since the pandemic has dramatically impacted finances. Increased mortgage rates or renting costs, higher energy and water rates, extortionate food shopping.

To think of it as black and white is completely ignorant to the economic and person struggles human beings currently face in the UK.

NorthXNorthWest · 26/11/2025 15:17

C8H10N4O2 · 26/11/2025 14:30

Yes I agree the cliff edge needs sorting out. Its not the world’s most important tax change and those experiencing the cliff edge are hardly living in poverty but in my industry and many others it does cause significant business problems and it does hit productivity.

I think NI/Salary sacrifice is the wrong target. I find it utterly absurd that as a top rate tax payer I get bigger subsidies on pension savings than someone living on average earnings putting by a few quid a week. I would like to have seen a long term plan to merge NI and income tax from this government (would have to be a long term change) and restrict tax relief on contributions to standard rate or a cap of 25-30%.

However those changes would need to be combined with a review of the cost of public sector pensions, particularly for the upper mid to higher level earners in the public sector where huge cost of DB pensions is not justified by the old “less pay, better conditions” argument. Especially at a time when the size of the state has inflated way beyond, and when you are removing help from private sector workers without any matching cost to the public sector.
Those more equal changes could then be used to support better help with pension building for long term lower earners.

The attack on motability cars is just pathetic pandering to disablism against disabled workers - it won’t save tax payer any money but just reinforce bigotry.

More expensive cars have greater initial depreciation, more expensive insurance, more expensive servicing and more expensive repairs. They are not good value for the tax payers. In 99 out of 100 cases there are likely better mid tier choices.

thisfilmisboring123 · 26/11/2025 15:18

memyselfandI2025 · 26/11/2025 15:11

Only if you work in schools which not everyone can, sometimes there is no solution
which works places do you know that allows a parent to have every holiday off every bank Holidsy every inset day off and don’t say ‘ holiday clubs’ as childcare doesn’t stretch that far

As said previously, universal credit pay 85% back, plus there are free holiday clubs for people on universal credit.

memyselfandI2025 · 26/11/2025 15:19

thisfilmisboring123 · 26/11/2025 15:18

As said previously, universal credit pay 85% back, plus there are free holiday clubs for people on universal credit.

Not in my area there isn’t. I’ve alterations looked into this !!

thisfilmisboring123 · 26/11/2025 15:20

memyselfandI2025 · 26/11/2025 15:19

Not in my area there isn’t. I’ve alterations looked into this !!

Didn’t think there would be.

TeenagersAngst · 26/11/2025 15:25

Newbutoldfather · 26/11/2025 14:54

Great speech by Badenoch! Funny yet totally eviscerating.

I am very torn on the two child benefit cap. Ideally, people should pay for their children. However, we need babies and children shouldn’t be punished for their parents.

i guess the key thing will be the effect in the long run, whether the children grow up to be productive or the next generation of benefit takers (on average).

I support lifting the cap for working families. I feel terribly for situations where sometimes both parents work and they still can't make ends meet. They deserve support.

What I don't agree with is more money where both parents are out of work. Give them vouchers, food stamps, access to education and support (Surestart should be brought back) but not just more money to spend unaccountably. That shouldn't be controversial but I'm sure it would be trampling on someone's human rights.

And I completely agree that absent, non-paying fathers should be made to contribute by law or face penalties, including prison.

memyselfandI2025 · 26/11/2025 15:26

TeenagersAngst · 26/11/2025 15:25

I support lifting the cap for working families. I feel terribly for situations where sometimes both parents work and they still can't make ends meet. They deserve support.

What I don't agree with is more money where both parents are out of work. Give them vouchers, food stamps, access to education and support (Surestart should be brought back) but not just more money to spend unaccountably. That shouldn't be controversial but I'm sure it would be trampling on someone's human rights.

And I completely agree that absent, non-paying fathers should be made to contribute by law or face penalties, including prison.

Edited

If your out of work you don’t get the extra support don’t people read 😅

TeenagersAngst · 26/11/2025 15:27

memyselfandI2025 · 26/11/2025 15:26

If your out of work you don’t get the extra support don’t people read 😅

What do you mean? What extra support?

I do read although your post was quite hard to understand with the complete lack of punctuation.