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Politics

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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

OP posts:
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NorthXNorthWest · 25/11/2025 12:36

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 12:23

Many things are VAT exempt. The VAT exemption on Motability vehicles isn’t an inherent part of the scheme, it’s because they are for disabled people. In the same way that home adaptations for disabilities are VAT exempt. Medical, surgical supplies, mobility aids, specialist equipment, vehicle adaptations - all VAT exempt for disabled people - which they have to prove btw.
Similar with the VED. Even if the disabled person didn’t have a Motability vehicle they would still be entitled to apply the VED exemption to another vehicle, because it is a disability ‘benefit’.
Both of these exemptions are to help make the scheme affordable to a larger number of disabled people. The average income of disabled people using the Motability scheme is half that of other UK average households, at around, £18,500.00. These are not households that would otherwise be buying a car through usual channels and therefore paying the VAT. It isn’t ’lost’ revenue, it is revenue that wouldn’t exist anyway. They simply wouldn’t be able to have a car. And when the car provided means they can stay in work (and, whisper it, pay tax) that undoubtedly saves the state money. A lot of it.

Motorbility matters but let’s not pretend you need a premium badge to achieve it. It is a welfare scheme, not a luxury car access scheme, and the idea that only BMWs and Volvos offer adequate seating, suspension or boot space etc is a leap worthy of Jonathan Edwards. Plenty of perfectly functional mid range/ lower mid cars meet genuine disability needs without taxpayers effectively underwriting prestige brands. Supporting mobility is one thing, subsidising aspirational luxury motoring is quite another. Nobody needs a Mercedes to get them to a Drs appointment or to work.

Octavia64 · 25/11/2025 12:36

Bromptotoo · 25/11/2025 12:33

There are a few other benefits, such as DLA for under 16s, Adult or Child Disability Payment in Scotland and some benefits specific to people who've served in the military.

Yes oops sorry.

so Scotland has it’s own disability benefits - child disability payments and adult disability payment. I’m not sure of the criteria there.

DLA is disability living allowance for under 16s.

i believe there are some armed forces or ex-forces situations where they are eligible aswell.

the majority is pip.

1apenny2apenny · 25/11/2025 12:36

Good, they should have never been included. Now to be stricter about who gets one. People with mind anxiety and adhd should not be getting a car and yes I do know someone in this situation. For all those saying it doesn’t cost the tax payer: can I have a car that is taxed, serviced, insured, has breakdown cover etc for £77 a week with a few grand down payment please so that my son can get to work? Also can my younger child do their test at 16 please so he can drive sooner. I can’t can I because the fact is this - it does cost the taxpayer, a lot.

Badbadbunny · 25/11/2025 12:37

Soontobe60 · 25/11/2025 12:17

So you’re ok with stopping the State pension for someone who has a private pension? Child benefit? Free bus passes? Maybe you’d like to force people who earn over, say, £100k to only send their children to a fee paying school?

I'd certainly be happy for means tested of state pension, motability, PIP etc., based on a relatively high income of say £60k/£100k, i.e. the same kind of income level where other benefits are removed. People on that kind of income really don't need benefits paid for by workers earning far less.

phantomofthepopera · 25/11/2025 12:37

BrownTroutBluesAgain · 25/11/2025 12:21

Just putting some figures to that £77/week
for the 1.9 million people that currently use the scheme that’s a total of

£7,607,600,000 a year
so
just over £7.6 billion

I think you’re confusing the number of people on higher rate PIP. According to Motabilty, 840,000 people use the scheme. The most common motability vehicles are a Peugeot 208, Nissan Juke and Vauxhall Corsa. Are these too posh?

Or are you saying that nobody should get help if they are disabled?

Mydogsnotfat · 25/11/2025 12:37

I'll set out my situation then and see what you all think.

I'm disabled and drive a Mercedes B class. Not on the Motability scheme but I could trade in my PIP and make a big advance payment.

When I leased this car privately it cost me £264 per month. The car is now paid up and can be used to trade in against another car, something you miss out on with Motability.

However, I have very specific needs in a car due to my disability. I drive with my left foot as my right leg is fixed and straight. I'm quite tall and struggle to fit in many small cars. I also need a very flat seat with lots of cushioning. Again the seat pitch discounted many cars when I was looking. Mercedes and Volvo are most comfortable for me. I think people seem to view "disabled" as one size fits all and forget the individual physical requirements.

Also what if I need a big car as I have a dog or two so need the boot space, or several children. Should someone be penalised for being disabled. We still lead normal lives on the whole and have just as many needs from a car as anyone else. The same car doesn't suit everyone so uynless you think we should go back to the days of the invalid carriage why can't people have the car they choose, and that suits their needs?

Badbadbunny · 25/11/2025 12:38

NorthXNorthWest · 25/11/2025 12:36

Motorbility matters but let’s not pretend you need a premium badge to achieve it. It is a welfare scheme, not a luxury car access scheme, and the idea that only BMWs and Volvos offer adequate seating, suspension or boot space etc is a leap worthy of Jonathan Edwards. Plenty of perfectly functional mid range/ lower mid cars meet genuine disability needs without taxpayers effectively underwriting prestige brands. Supporting mobility is one thing, subsidising aspirational luxury motoring is quite another. Nobody needs a Mercedes to get them to a Drs appointment or to work.

Nail on the head. There will be a tiny number of cases where a disabled person has no other choice but to source a high end BMW for their needs. There will be low/mid range options that do the job!

Tryingtokeepgoing · 25/11/2025 12:38

Octavia64 · 25/11/2025 12:34

Just to throw another bomb into the thread - British cars.

there are very few British owned car companies these days.

there’s Morgan (sports cars) Aston Martin, and McLaren who do the F1 cars.

that’s it.

now speaking as a disabled person I would bloody love the taxpayer to give me an Aston Martin (wheelchair adaptations might be tricky) but I’m totally up for that.

who else is in?

Sadly Aston Martin, while publicly traded, is primarily owned by the Saudis, and McLaren by the sovereign wealth fund of Bahrain. So a trip to Great Malvern and Morgan it is. Except Morgan's have BMW engines, gearboxes and electronics, and BMW is now banned. So that leaves no cars available😂.

FickleOcelot · 25/11/2025 12:40

Tryingtokeepgoing · 25/11/2025 12:38

Sadly Aston Martin, while publicly traded, is primarily owned by the Saudis, and McLaren by the sovereign wealth fund of Bahrain. So a trip to Great Malvern and Morgan it is. Except Morgan's have BMW engines, gearboxes and electronics, and BMW is now banned. So that leaves no cars available😂.

The article I read had the requirement as British built not British owned

Tryingtokeepgoing · 25/11/2025 12:41

Badbadbunny · 25/11/2025 12:38

Nail on the head. There will be a tiny number of cases where a disabled person has no other choice but to source a high end BMW for their needs. There will be low/mid range options that do the job!

But if the price is the same, what does it matter? The reason Ford, Vauxhall and Austin Rover sales collapsed is because people realised they could lease BMWs, Mercedes and Audis for less money because they had better residuals. Are you saying that the disabled should not be able to benefit from that? On what grounds? Envy?

FollowingAzureSeas · 25/11/2025 12:41

CryMyEyesViolet · 25/11/2025 11:25

The great news is disabled people do still have a choice. And if they want a luxury car then they can still opt for cash instead of a motability car and go to a BMW dealer and lease a BMW.

Or they can choose from a non luxury car on the motability scheme.

I am able bodied, and grateful for that, but also can’t afford a BMW, but still have a very nice non luxury car (a 2019 Fiesta with most of the mod cons). I’m not sure the government should fund anyone with a car nicer than that when it is more than adequate for getting from A to B (and indeed I know many people with cars that aren’t as nice as my Fiesta, so it’s not a rock bottom option).

But then you can't get the adaptations, which defeats the whole object.
Fiestas are no longer made btw and wouldn't be suitable for a lot of disabilities - low ride, small boot for example.

Simonjt · 25/11/2025 12:42

NorthXNorthWest · 25/11/2025 12:36

Motorbility matters but let’s not pretend you need a premium badge to achieve it. It is a welfare scheme, not a luxury car access scheme, and the idea that only BMWs and Volvos offer adequate seating, suspension or boot space etc is a leap worthy of Jonathan Edwards. Plenty of perfectly functional mid range/ lower mid cars meet genuine disability needs without taxpayers effectively underwriting prestige brands. Supporting mobility is one thing, subsidising aspirational luxury motoring is quite another. Nobody needs a Mercedes to get them to a Drs appointment or to work.

Can you find a vehicle suitable for a large and heavy power chair, two children in car seats and a second adult? His last van was a ford, the one now available doesn’t have the correct roof height, nor did a VW, the other option was a mercedes van. So I would be quite surprised if you could find somewhere an adaptation specialist couldn’t.

FollowingAzureSeas · 25/11/2025 12:44

Tryingtokeepgoing · 25/11/2025 12:41

But if the price is the same, what does it matter? The reason Ford, Vauxhall and Austin Rover sales collapsed is because people realised they could lease BMWs, Mercedes and Audis for less money because they had better residuals. Are you saying that the disabled should not be able to benefit from that? On what grounds? Envy?

The residual means nothing to the disabled person, as they never own the car (a fact that seems to pass people by). But a higher residual is beneficial to Mobility as they get to sell the car on at a higher profit, that higher residual has been funded out of the disabled person's own pocket.

Simonjt · 25/11/2025 12:44

tartanhaggis7 · 25/11/2025 12:15

i agree with most of the comments!! i can remember when diabled people drove about in greenish 3 wheelers ( like del boy) i think they were called a reliant robin praticle / low consumption / easy to park but on neg side u were a moving advert that u were disabled ! i don't know if any money is involved but they should be given an ford focus basic model if they want to upgrade then they pay SIMPLES😎😎😎

How do you get a powerchair and the user into a ford focus?

MrsSlocombesCat · 25/11/2025 12:44

zurigo · 25/11/2025 09:38

You're missing the point. They shouldn't have been giving out luxury cars AT ALL!!! If you require a car because you are disabled there should be basic cars available - nothing fancy or flash or luxurious - just safe and reliable and inexpensive. There are plenty of cars that fit that description.

Yes because disabled people don't deserve anything nice. Honestly listen to yourselves. Imagine not being able to walk and being begrudged a nice car. Besides which if you're entitled to a Mobility car you have to pay extra for an upmarket one. These cars are not 'given out' they're paid for from the mobility component of your award. And no, I'm not disabled myself, I just think that people who are deserve something nice in their lives.

Tryingtokeepgoing · 25/11/2025 12:45

FickleOcelot · 25/11/2025 12:40

The article I read had the requirement as British built not British owned

Great news for Nissan then, and BMW, sorry MINI. And very bad news for anyone that requires a wheelchair accessible vehicle, as there are no UK built models suitable for conversion anymore I don't think

But for the manufacturers in the UK that actually employ significant R&D, technical and skilled workers (rather than assembly ones) like JLR no support. Because they are 'luxury' cars. Way to go in developing a skills based growth economy, by making policy based on public opinion ;)

Almondflour · 25/11/2025 12:46

OrangeeS · 25/11/2025 09:46

So someone who is born with no legs and is entitled to use the mobility scheme shouldn’t be able to get a ‘luxury’ car even though they pay the difference between the basic and ‘luxury’, so the extra ‘luxury’ is at their own expense?

Or maybe they aren’t allowed to have savings to put towards the ‘luxury’?

You’re very much missing the point!! They were born with a huge disadvantage so the government goes some way to try to make the playing fields a bit more even. I bet you wouldn’t swap!!

Honest to Christ, some people on here have no idea that they could lose limbs at any point then they’d soon thing differently. Weee all only one car accident, a bad cut causing sepsis etc away from being ok that situation. No one knows what’s around the corner

Edited

If I ever lost my legs I certainly would be happy with a subsidised Nissan micra and not unhappy about the fact that I can’t get an Audi.

last thing I’d care about is what make my car is as long as I can get from point a to b safely

Roomforapony · 25/11/2025 12:46

WiggyWiggyImGettingJiggy · 25/11/2025 09:44

You're so right, bloody disabled people, having something nice, that they pay a hefty amount towards, ugh.

They should get a skateboard and live on gruel.

🤣

x2boys · 25/11/2025 12:47

Aweekoffwork · 25/11/2025 12:24

Do people need to be on PIP to get access to the Mobility scheme?

HRM PIP or DLA.

nothingpunny · 25/11/2025 12:48

It is extremely easy to spot someone who has no idea of what it is like to live as a disabled person.
As someone else said, all of these cars come with a hefty advance payment that is non refundable.
Not only that, but as someone with a physical disability, picking a car isn't based on what car is prettiest or has the fancy little gadgets that other people get to care about.
It is whether the seat is the right height, is the boot a correct figuration to be able to get your mobility aid in, does the car have a lip that you can't physically lift your legs and feet over to get in? You would be surprised at how much that limits and informs your choices when choosing transport.
I don't have a Motability car, because although I qualify for one, I cant afford it due to all the other bills I have to pay out because of my disability.
I know it is easier to punch down rather than look at the actual reason that people are struggling financially, maybe these huge corporations that don't pay the proper taxes for one, but maybe just once, step away from all the propaganda and have a real think about how you would cope if you were in the same position as other people who are much less fortunate than you.
I can assure you that no disabled person wants to be in this position.

Tryingtokeepgoing · 25/11/2025 12:48

FollowingAzureSeas · 25/11/2025 12:44

The residual means nothing to the disabled person, as they never own the car (a fact that seems to pass people by). But a higher residual is beneficial to Mobility as they get to sell the car on at a higher profit, that higher residual has been funded out of the disabled person's own pocket.

The residual has not been funded by the disabled person - that makes no sense. It's funded by the second had market being willing to pay more for a BMW than a BYD Dolphin.

DeafLeppard · 25/11/2025 12:48

Simonjt · 25/11/2025 12:42

Can you find a vehicle suitable for a large and heavy power chair, two children in car seats and a second adult? His last van was a ford, the one now available doesn’t have the correct roof height, nor did a VW, the other option was a mercedes van. So I would be quite surprised if you could find somewhere an adaptation specialist couldn’t.

You can use the mobility payment to put towards a car privately. Motability vehicles are for the benefit of the disabled person and a designated driver only.

Simonjt · 25/11/2025 12:48

Almondflour · 25/11/2025 12:46

If I ever lost my legs I certainly would be happy with a subsidised Nissan micra and not unhappy about the fact that I can’t get an Audi.

last thing I’d care about is what make my car is as long as I can get from point a to b safely

Good luck fitting a boot or roof chair winch on a nissan micra!

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 12:49

tartanhaggis7 · 25/11/2025 12:15

i agree with most of the comments!! i can remember when diabled people drove about in greenish 3 wheelers ( like del boy) i think they were called a reliant robin praticle / low consumption / easy to park but on neg side u were a moving advert that u were disabled ! i don't know if any money is involved but they should be given an ford focus basic model if they want to upgrade then they pay SIMPLES😎😎😎

Erm, yes, good idea. We could call it the Motability Scheme. 🤔

Yesimmoaningaboutbenefits · 25/11/2025 12:49

SushiForMe · 25/11/2025 12:35

It’s not benefit bashing though. It is similar to private school/healthcare: you can either get the ‘basic’ service for free or you can choose to pay for the ‘luxury’ service but the state won’t contribute anything.

Which is exactly what happens. If you want a 'nicer' car you pay using your own money. If you want a basic Skoda, you pay using your own money. If you want a mobility scooter instead of a car, you pay using your own money. Once awarded, that PIP money becomes the person's own money. They don't have to get a vehicle at all. They can spend it on taxis.

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