Lifetime Social Housing Tenancies

[RowsOfFlowers]

Am I wrong or being unreasonable to think that this new policy that Labour are bringing in is very unfair?

I come from a poor-ish background (as in no one in my wider family has any money). However, my mum and Dad did fairly okay and managed to move up the property ladder (through sheer hard work and sacrifice). My dad died a few years ago and so now it’s just my mom. We never received any benefits - and now my DH and I live in a house and pay a high interest rate (thanks Truss) and I don’t know if we will ever pay off our house (if I am to have children and go part time), so we will need to downsize. We don’t qualify for any benefits either but we are in the squashed middle, so we really feel it when anything rises in cost and don’t get any help.

I feel really cross that someone can benefit from social housing for a lifetime, no matter how much they go on to earn, and then if they pass away, they can pass it down as an asset.

I have a friend who’s parents came to this country, got given social housing, their children paid it off (40% discount) and now they all get to keep a £650k house in London. It doesn’t seem fair to me at all. I feel really disillusioned living in the UK.

I am living my own life, not letting other people tell me what I should or should not think.

And neither are you going to listen or agree to anyone else, so why bother starting a thread that you know gets heated?

What a poor way to spend it, worrying about people in social housing and whether or not they're 'worthy' of living there.

And do what with that opinion
😂😂
anyone who has a social housing / council house with a secure tenancy would be bat shit crazy to give it up

for what to appease some peoples jealousy

my nephew just been added to his grans tenancy
lovely 2/3 bed victorian Terrace in a very popular wealthy student city
Probably worth around 400k easily
the rent is 490 a month 😂

on the open market you would easily be paying 1600 for a two bed maybe 1800 for a three bed

Hate the game not the players

You just said you would have been worse of if you was in the private sector. But you want people in social housing to give you their tenancy and rent private?

Do what with it? Whatever I choose really, which will almost certainly be nothing other than holding it.

I do do other things as well.

At the heart of this thread is why do some people get the benefit of lifetime security - yet someone who is privately renting, or paying a mortgage doesn’t get the same level of security?

What was? If I didn't see them every day, I'd still know they were there.

Although I must admit I did leave some low price social housing because I thought others might need it more. Sadly it doesn't pay to try and do the right thing.

Why do you not understand that owning a house when you're 65 (normally the round about age) is a better option than continuing to rent until you DIE?

I gave my lifetime tenancy up for a mortgage. I would have been a fucking idiot to give it up because I was earning more money and rent privately instead

Good to hear.

Luck mainly

for a lot of people being born at the right time when social housing was plentiful and the RTB

I had social housing I bought mine years ago

I have no mortgage any more

my parents had a council house
bought it for peanuts under the RTB

When they passed away my son inherited half of it and used it to put down as a deposit on his house so he had a tiny mortgage and he will inherit again from his other grandparents shortly and also from me I expect eventually
Just Luck

no hard work or brains required

My issue is not with people taking advantage of the system. If I were in that position, hell, I might too!

My argument is also that there are people out there who are in a really unfortunate and desperate position where they really really need somewhere to live, now won’t get it. And now your nephew is in a 2/3 social housing house that could’ve gone to a family fleeing domestic abuse…

Everyone who is disagreeing with me feels attacked because they are taking advantage of the system and are now getting defensive. You are unable to take criticism or comment that might cast you in a bad light.

Have you read anything I've written. How am I feeling attacked because I GAVE UP my secure tenancy?

I am disagreeing with you because I think you are wrong and you are angry at the wrong people

And there we have it.

Thank you @Frostiesflakes for the brutal honesty.

No brains or hardwork required. And this is the unfairness. I’ll just be working my ass off to line the pockets of the next generation.

RTB was an absolute joke and at the root of a lot of our housing issues in this country. Sickening really.

So are you saying you gave up your social housing for a mortgage?

Yes I agree it wouldn’t have been wise to give it up to go and rent, but social housing is really for those on low income, that’s what I think anyway.

The whole situation is quite broken.

Bless you.

But i was private renting that =2 evictions for me and years in temporary accommodation. Now im in social housing should I have to give that up at some point to go through the same thing over again?

You could private rent wait for eviction spend years in temporary accommodation. And get secure social housing that way? Social housing isn't just handed out you have to go through the system it's not pretty.

Also that comment there wasn’t necessarily aimed at you @K0OLA1D

You're consumed by jealously. People in council houses, people who manage to get pregnant, your poor brother.

Appreciate what you have and stop coveting what others have. You'll be happier

I know it’s not pretty, and I’m really sorry for your experience there.

I know someone who came to this country after marrying a UK citizen and she then broke up with him and went straight into social housing, no wait, nothing.

Yes I am saying that. I live in HA housing from 18 to 29. Where we had managed to get enough for a deposit on our own home.

Not many people would remain in HA if that was the option given to them.

Well done to you x

My town does not have a shortage of social housing. Believe it or not, London is not the start and end of the UK. There are other areas outside of London, there are even other cities

The average wait for a council property in Newcastle is only 42 weeks; that is just the council, Newcastle also has several HAs. Some areas in Newcastle have an average waiting list of 10 weeks.