JennyPiccolo, I hope they are not complacent. I am really looking forward to hearing some good arguments against breaking up the Union - here, in Scotland. Most of what I have read so far would seem to be in favour.
As far as the currency is concerned, Niceguy2, how weird it would be if one sovereign nation had to rely on another to set interest rates and thus control the economy of another. How on earth could that ever work? I think that is just a sop to the traditionalists who might have a sentimental attachment to the pound. And as you say, to join the Euro would be bonkers just now.
If we did split, I think it would make more sense to have our own currency.
I agree with what you have written about the details, NIceguy2, but Ian Bell says the referendum will be about whether or not Scots have the right to choose who they are governed by, not the details of any independence agreement. Presumably, in a democracy, we could be expected to be consulted about the details like do we sack the queen, do we rid ourselves of nuclear power plants, etc.