Methe - that poster was me, and actually, while I may have '£1,800' left after my rent, I had forgotten that my Tax Credits will drop by £45+pcm because DS3 turned 1yo yesterday.
I WOULD be on a higher income if I was working for NMW, as I would STILL get CTC and Child Benefit for my children, AND I would also get £910pcm help towards my childcare costs, AND I would get WTC on top, of roughly £388pcm. And I would still get all my rent paid, too, as my childcare costs would be way MORE than the £910pcm that I would be given to help TOWARDS the cost of childcare, and the cost of childcare is taken into acount when looking at how much Housing Benefit they will give you.
So I DON'T have more 'disposable income' than if I was working, not at all. I will ALWAYS be better off in work under the current system, and if it were not for the additional issues that my family has, I WOULD be working. Why would I choose to be worse off??
Could you PLEASE research your figures BEFORE getting all ragey at my situation? Even as a family with one SAHP and one FT worker on £16.8k, we got £4.28 a week WTC, over half of our rent paid through Housing Benefit, and we, as a family, were BETTER OFF than I am now. Until my Ex-P left, that is. Taking his £16.8k wages with him.
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And that is even before you take into account the disabilities affecting my family that are recognised by the NHS but not by the DWP.