We were in your position a year or so ago op, both really wanted a third, but ummed and ahhed about it so long, and there was always a reason it wasn't the best timing. Fast forward to now... We have a 6 & 8 year old, and life is so "easy" on the whole now, I wonder if maybe not having a third was meant to be. I'm back at work during school hours, we have lots of willing babysitters, as the kids are at an age where they're fun to be around, and not likely to cause any issues, and life just seems... calm. We've just been away for a week, and watching families lugging around baby equipment and wrangling toddlers into highchairs in hot weather, made me feel really grateful that ours are at a much more self sufficient, compliant age, and we actually had such an enjoyable time away. I do still sometimes think, what if... And maybe we still should, but I really don't think I'd cope with the stress of going back to the baby/toddler stage again. And the age gap, concerned me most. Having two close together now means ours are very easy to entertain, (they mostly entertain eachother!) and I know there would have to be so much compromise for everyone if a baby was suddenly thrown into the equation. Plus, another 5 years of juggling maternity, nursery, preschool etc, before I could settle back into work properly really puts me off. I won't say I'll never regret not having another baby, as I think I always will slightly, I just wish we'd thought about it when dd2 was still a toddler, as it would have been easier to manage the age gaps as they grew. Although, at that time, having a toddler and a preschoolers, the last thing I was thinking about was having another baby, as I was exhausted! Financially, and for the wellbeing of our existing children, I do think sticking with two was the sensible decision, but I don't know if that was the right one or not. Think I'll always long for a bigger family, and seeing how grown up ours are now, it does make me emotional thinking about how quickly those precious early years went, and how I'd love to go back there for a day and just embrace the mess and the mayhem once more.