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hi, im a sahm to a 5yo,really want another baby, would i be able to claim ma? or would i have to get a job 1st?

173 replies

broodymummy · 13/02/2008 10:31

hi dd is now 5 and i miss her so much since she started school, i feel really broody for another baby, although money is a bit tight and i need to convice dh.

what i wondered if any of you mums knew was, even as a sahm would i be entitled to claim anything like maternity allowence?
as that would make my dream possible?

or if i returned to work, how long would i need to work for, before trying for a baby
to either get employers materanity leave or maternity allowence

or what about if i did some sort of self employed work, how long would i need to do that for before being able to claim maternaty allowence

please,please help me make my dreams come true

OP posts:
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lennygrrl · 13/02/2008 12:48

Message withdrawn

TigerFeet · 13/02/2008 12:49

I didn't know that Kewcumber. Not at all fair.

juuule · 13/02/2008 12:51

Op has already said that money is a bit tight, so I there is an issue of supporting the family in there for her.
I feel it could possibly be due to outside pressure for her to bring an income into the family that's making her think along these lines.

Interested in this thread?

Then you might like threads about these subjects:

Kewcumber · 13/02/2008 12:55

it sucks doesn't it , I think the rules were set up by someone who has never adopted and thinks that you are physcially fine and therefore should get "enhanced" pay. I can just see me going back to work immediately afetr adopting and what the social workers would say

"Hello junior welcome to the family... say hello to your childminder"

Bizarrely (given the need for adopters) it may stop people adopting for financial reasons

Kewcumber · 13/02/2008 12:57

juule maybe we are being harsh but the OP and subsequent posts have centred around how long she had to work for claiming benefit - doesn't smack of someone keen to earn some money to contribute to the family coffers.

Would still love to know what self employed work is going to produce £6,000 of income and presumably during school hours. Wouldn't mind doing it myself.

broodymummy · 13/02/2008 12:59

before i had dd, i worked fulltime for nearly 15 years and paid thousands in tax and have obviously only one baby so i had maternity pay for 6months i think it was iirc.

so i have paid more than enough into the tax system far more than enough
so any points about that are totally invalid.

i wont be working for an employer so i won't be messing them around. the only thing ill be doing is claiming some money from the tax/benefits sytems which i still will have paid far,far more into then i will/have ever gotten out of it.

yes we have all dds old stuff, and i bf dd for a year so never had to buy formula at all so yes thats a massive saving and id hope to do it again
these are great points which i will, tell dh about

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Lomond · 13/02/2008 13:02

I am a bit about this too. I think it is really unfair on employers.

Sorry if this has already been asked but does your partner get WTC? Do you get child tax credit for your first child? If you do this would increase and you will Get extra child benefit.

Kewcumber · 13/02/2008 13:03

the benefits system isn't savings scheme (despite what everyone seems to think), you don't get back out what you put in. Otherwise I'd be quids in as I have paid in hundreds of thousands since working (lieterally) - do I deserve benefits more than you?

What are you going to set up doing though - I really do want to know.

lennygrrl · 13/02/2008 13:05

Message withdrawn

TigerFeet · 13/02/2008 13:07

Actually I disagree with

"so i have paid more than enough into the tax system far more than enough
so any points about that are totally invalid. "

The whole point is your reasons for working.

If you need money or want to work, then fine, work. Claim your benefits. No problem.

If you don't need/want to work, then don't just get a job or become self employed for the express purpose of qualifyiing for MA / SMP. That is bucking the system and is unfair on everyone who pays/has paid into it - yourself included.

This is bothering me far more than perhaps it really ought to. Might be time for lunch.

kerryk · 13/02/2008 13:07

i was entitled to ma with my first child, i had worked for 2 years in the same job which i gave up when i married dh and moved to his next posting (army) before finding out i was pregnant which was a total surprise.

i got about £54 a week which really helped out as i was so ill when pregnant that i was unable to find a new job so the money paid for all our baby equipment.

i am a bit at the op, while you will not be breaking the law with what you are planning to do i think it is morally wrong.

broodymummy · 13/02/2008 13:19

so how on this thread, is actually ment to be working ?
kewcumber, who else ?

don't think your employers would be too chuffed to realise what your doing.
spending all this time on MN is hardly morally right

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broodymummy · 13/02/2008 13:19

who i mean obviously

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SmartArse · 13/02/2008 13:19

Thing is, Broody: the taxes you have paid so far aren't just to cover your MA. They also cover any use of NHS, education for your DD. etc. etc. etc.

SmartArse · 13/02/2008 13:20

I'm on my lunch break

lennygrrl · 13/02/2008 13:21

Message withdrawn

broodymummy · 13/02/2008 13:22

why does that interest you so much? are you "working" today lennygirl? like most of the posters on here ?

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VanillaPumpkin · 13/02/2008 13:23

Broodymummy - I am afraid I totally disagree with your thinking. It is this attitude that causes the rest of us such problems. You are not owed anything just because you have paid into it.
Oh and iirc Kewcumber is self employed so the only boss she has to report to is herself.

lennygrrl · 13/02/2008 13:24

Message withdrawn

lennygrrl · 13/02/2008 13:24

Message withdrawn

VanillaPumpkin · 13/02/2008 13:25

And FWIW I am a SAHM who has chosen to stop at two children because we cannot afford to have anymore unless I returned to work, and I don't want to go back to work before they start school. My responsibility. My dd's are on half term and playing with their Daddy who is on leave so you can't claim they are being neglected either....

broodymummy · 13/02/2008 13:26

lol ok i take that as yes your ment to be working, while your on here

don't see what my profession, has to do with anything.

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SmartArse · 13/02/2008 13:26

If you don't tell us, Broody, we might start speculating ...

TigerFeet · 13/02/2008 13:28

oh for fuck's sake Broody what's your problem? People don't agree with what your're planning to do so you turn on them? FYI Kewcumber works part time and for all we know isn't working today. As for me, well I am on a break waiting for work to arrive. Which I will be staying late tonight to finish.

Not that it's any of your business.

broodymummy · 13/02/2008 13:30

just makes me laugh thats all
kewcumber has already said shes ment to be "working"

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