I have just rung the debt place and after months of battles and paperwork and struggling to manage, our IVA has gone through! We start paying £183 a month as opposed to the £500+ we were struggling to manage. I know we've still got 5 years ahead of paying it but after that its finished! The rest if the debt gets wiped!!! at least we will be comfortable and be able to manange during that time!!!
It's such a relief I can tell you! A great weight of mine and DHs shoulders. Feel like we can get on with life a bit more now
Sorry...rant over! lol