Hope someone can give me the answer I'm looking for here. I'm on UC and the bank offered me an arranged overdraft of 50quid which I thought would be handy some then I have something to keep me going for days until UC payment. Now I'm very anxious as I have read that you can't use an arranged overdraft on UC . If that's the case why has the bank offered me one and why was I accepted as the bank can see I'm on benefits. Has any parent here used an arranged over draft without it being flagged up? Couldn't sleep last night due to worrying