Car Insurance Question

[Peckarollover]

Does anyone know how long you have to report an accident to insurance company for you to be covered?

Do you have your policy doc there - it should be in your claims conditions - generally it should be reported as soon as possible so that they can't use "Late Notification" as a get out clause.

Is it just Own Damage or is there a TP involved?

Best to report it asap. If you want to claim off someone else's, or, they want to claim off yours, they have 3 years to do it in.

3 years? oh thats ok then - this was only a month ago. Just a little bump that we were hoping to sort out without insurance company but now going to use insurance company.