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Original poster

How much board do you think I should pay my mum?

88 replies

nappyaddict · 23/03/2008 23:00

I earn about £100 per week but am entitled to another £130 tax credits/ child benefit on top of that. I don't have to buy any food, but mine and ds' toiletries and I don't pay any bills (except for my phone bill and car related stuff) How much do you think is a fair amount to give her?

OP posts:
BexieID · 24/03/2008 16:50

When I was living at home, I paid £120 a month. I was working full-time as well. I had it easy! £130 a week seems alot. The rent on our flat is £250 a month!

nappyaddict, I wish I could save like you do. I earn about £100 a week as well. I pay for the car insurance and do buy some shopping. I pay for Toms activities as well. It doesn't help that I still need to pay my credit card off as well.

I have no problem buying Tom 2nd hand things. We do over indulge sometimes when we go food shopping!

When Tom is older and working and was still living at home, i'd love to be able to save half of his board to help him get on the property ladder, or help us finish paying the mortgage, whenever we do end up buying a house!

TheHedgeWitch · 24/03/2008 17:42

This reply has been deleted

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Original poster
nappyaddict · 25/03/2008 12:16

The only nappies and wipes she buys are the ones she uses when she looks after him cos she won't use cloth nappies or wipes and he doesn't drink formula.

The mortgage is £410 a month. Not sure how much council tax is but I know we are in band G.

OP posts:
WallOfSilence · 25/03/2008 20:27

Have you tried to talk to her today?

If the mortgage is £410 a month then that makes it £102.50 per week.

Divide that by 2 makes it £51.25 per week.

What does she do with the other 70 odd quid?

Descartes · 25/03/2008 22:53

and to be fair she does get to own and sell the house etc. i think she is taking the piss a bit, nappies, but unless you can ask her to break it down for you, you're not going to get anywhere...

WendyWeber · 25/03/2008 23:55

Exactly, Descartes - she has those costs (plus most of the gas/leccy/water) whether na lives there or not so yes, she is taking the piss.

LaComtesse · 26/03/2008 00:01

I lived with my parents for a while after my dd was born and I gave them £200 pm which was "all in" - food, laundry, landline phone, roof over our heads etc.

The only costs which were outside of that were my mobile phone, my car and dd's and my clothes/toiletries etc which I met myself. Even £200 a month was underpaying her IMHO - before that I was paying £173pm for a room in a shared house exc bills. £130pw is a lot if you're living with your parents though.

Descartes · 26/03/2008 00:02

i'm aitch, jan.

WendyWeber · 26/03/2008 00:11

Ooooh, hello, Aitch, dear!

(Why Descartes? Is there a cogito connection somewhere?)

Descartes · 26/03/2008 00:24

we were discussing philosophy, i saw a chance for a cheap gag and seized it, naturellement...

Scramble · 26/03/2008 00:34

I think £130 could be fairish if it is covering food, household bills, rent for room etc. But I do think it would be best to be cliaming your own benefits then apying her from that.

If you were younger then I would expect a parent to support you but at 19 you need to pay your way, but I think the £130 is just convenient for your mum. Suggest that you need to claim your own money and ask how much house keeping she actually want would want. I would perhaps explain that you think you should be taking more responsibility for you finances but are happy to pay your share of things.

Speak to the CAB or benefits people direct and ask about claiming your own money. They will help you sort that out.

Just watch that she doesn't work it all out and realise your share is more not less.

Original poster
nappyaddict · 26/03/2008 01:31

The only thing is though, if she has to sign something so I can get child benefit back over to me I know she won't do it. She does have ds quite a lot whilst I am at work, but even if I did have to pay for childcare I would only have to find 15%. I have even suggested to her that if she registered as a childminder I could pay her through WTC but she told me not to be silly and she wouldn't ever accept payment for looking after her own grandson. I really want to move out and live on my own - I've been waiting for a house since last may. I even asked her to write a letter to the council to say she was making me move out so it would bump me up the list a bit, but she refused cos she doesn't want us to move out. Well I say us, she means ds really.

OP posts:
BoysOnToast · 26/03/2008 17:51

na - contact your cab. i would think that if anyone needs to sign something to change where your benefits go, it would be you, not her.

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