Please help with IVA debt query

[MoneyHeadache]

Hi

Please be kind. I need advice.

I have been in an IVA since October. It is in my name alone but I included a £360 joint overdraft that was in mine and DH's name. Or so I thought. It appears to have been missed off and stupidly I have not noticed until now.

I called my IP who said to send them a copy of the bank statement from October and they will include it. However DH will still be liable which explains the debt collection letter he received last week in his name only. It is demanding over £2300 which is the original £360 debt plus interest and charges since October.

What is our legal position on this? We would be happy for DH to pay back the £360 in manageable installments but I feel sick at the thought of almost £2k in charges and interest.

Can anyone help? Please?

600% interest & charges since October? That's extortionate. Can your IP contact them to negotiate a payback plan/reduction?

Sorry no, but bumping for you.

Suggest you post on money saving expert forum.....they are fantastic on there about money matter such as these.

Thank you.

there are great iva forums with lots of help, i would google and post there too. Good luck hope it works out in the end.