Contents Insurance - how did you estimate how much cover you need?

[EldonAve]

I'm fine working out the furniture etc but what about clothes or toys?

It's quite a shock . we had ot do it for international removals and upped our contents cover considerably as a result. Think of how much you spend per Christmas/bday on toys, how many suits/shirts, shoes and boots, white goods in kitchen and gadgets, sets of bedding, light fittings etc etc

It explains where all the money went!

One of the insurance providers have a calculator on their website, I think it is hiscox (sniggers at name) ... Found it

Thanks CherryChoc that's very useful

For work I ahve spoken to a bigwig in home ins and he said that people majorly underestimate how much it would cost to replace things as they always forget things like, iron, pots and pans sheets etc. He really believed you ahd to spend a day going round the whole house to be properly covered why i surpose if the only way but hey who has time for that!!???!!

Anyone have any suggested toy or clothing amounts?