Interest rates: clever mumsnetters who know about such things, how long will they stay low?

[llareggub]

Obviously I know nothing about such things or I wouldn't be asking!

We've just had a lovely letter from our mortgage company reducing our interest rate once again, which is great news as I am due to go on maternity leave shortly so the more we can save, the better.

I don't want to get too excited if interest rates are going to climb steadily again over the next 6 months or so....

So, anyone have any informed opinions on this?

That's what I thought Bran when dh was telling me about it, wouldnt' there be a massive run on banks in the manner of the Northern Rock run last year? I'd definitely get my money out and put it under the bed.