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Original poster

Universal Credit review and ex helping with bills, what should I expect?

27 replies

FirmHedgehog · 10/09/2026 06:37

I have a UC review coming up. I’m on my own with 2 kids. I’ve submitted my statements etc

i got myself in such a financial mess at Christmas my ex had to help me. He doesn’t and never has paid maintenance. He has continued to cover some of the bills and I’m still scraping the barrel every month. I work full time. I didn’t tell them he was helping. What will happen? Will they go back further than 4 months? So worried.

OP posts:

Bromptotoo · Yesterday 09:34

Blushingm · 13/09/2026 19:24

But the ex is also using the joint account for his spending. What is the difference between being a couple where one person is working away to being single but still having a joint account both use for all sorts of spending not just bills - it looks suspicious

Show quote history

The regulations look at households as there is no shared housing here there can be no household and no joint claim.

There is better use of staff time then attempting to forensically examine people's shared bank accounts.

In this case OP says the joint account is with their ex. What if it was with a parent or sibling?

Parcelpass · Yesterday 11:16

oviraptor21 · 10/09/2026 23:19

No she won't. Ex doesn't live in the country. OP will likely have to explain why she continues with the joint account but the payments from the ex are gifts without reservation and will not affect a claim. All claimants can receive gifts of money which will not affect their entitlement so long as the capital limits are not exceeded.

Show quote history

Have you actually had a recent review with UC?

I have. It is not just payments though is it? Its a joint account what her EX is spending from and bills in his name.....that HE is paying.

I had a recent interview over the phone and EVERY payment was questioned. My private CMS payment was totally fine as I just informed them it was just that.

Even small payments of £6 transferred from my own banks were questioned.

Anyway I will await @FirmHedgehog update on how it goes.

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