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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
Bunnyhunni6 · 11/08/2026 11:14

Shatteredallthetimelately · 11/08/2026 10:46

I'm more bemused by the fact that you're planning to move somewhere without having secured school places for all 3 of your children - what's the plan there given that the school year is about to start? Let me guess, you're going to homeschool?

OPer could leave it for this coming school year and use the 60k to charter a yacht and take the kids on a round the world once in a life time holiday.

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

OP posts:
RanyaJerodung · 11/08/2026 11:16

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

Sounds idyllic.

Mistymagic77 · 11/08/2026 11:20

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

If you can’t see why this is a problem for people - those with assets/cash claiming benefits - then you absolutely are the problem. You are choosing this instead of using money to get yourself set up in job, etc. Renovations don’t have to be instant and most people save for them from earned income,

MajorProcrastination · 11/08/2026 11:21

How big's this house?! £60k is LOADS to spend on a full rewire and updated kitchen. Speaking as someone who's just had a full rewire on a 3 bed terrace. Spend what you need to make the house safe. You have 3 kids, why would you spend all that £60k in one go? Find a new job once you're settled, it'll help you build community in the area. Save a load of that money to help your children in the future. Can't you invest it?! Think of the interest on £60k or £50k after the rewire or 30k after rewire and kitchen. Or use it to pay off a chunk of the mortgage so it makes a difference longer term?

What do you mean by benefits by the way? Which benefits?

luckylavender · 11/08/2026 11:22

Bunnyhunni6 · 11/08/2026 09:14

I haven’t even exchanged contracts yet… also only one school space. I need 3.

So why on earth did you move there?

luckylavender · 11/08/2026 11:23

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

They don't claim benefits and you are shameless.

RanyaJerodung · 11/08/2026 11:24

Mistymagic77 · 11/08/2026 11:20

If you can’t see why this is a problem for people - those with assets/cash claiming benefits - then you absolutely are the problem. You are choosing this instead of using money to get yourself set up in job, etc. Renovations don’t have to be instant and most people save for them from earned income,

Absolutely. I upgraded my kitchen for just under £10k and that included white goods.
£60k buys a lot.

PeterRabbitsWhiskers · 11/08/2026 11:25

Whoops. Your mask just slipped there.

Neveranynamesleft · 11/08/2026 11:26

If it is purely cosmetic work that needs to be done to modernise it then that can be done over time when you have some spare cash. Just because you don't like the look of the kitchen or the old fashioned wallpaper doesn't mean you have to throw all your savings at it. Get yourself a 'house fund' pot and add to it now and then after your family has been sorted. There's no rush, think yourself lucky that you are in the position that you are in, many people don't even have a roof over their heads or any money left at the end of the month.

McSpoot · 11/08/2026 11:28

Neveranynamesleft · 11/08/2026 11:26

If it is purely cosmetic work that needs to be done to modernise it then that can be done over time when you have some spare cash. Just because you don't like the look of the kitchen or the old fashioned wallpaper doesn't mean you have to throw all your savings at it. Get yourself a 'house fund' pot and add to it now and then after your family has been sorted. There's no rush, think yourself lucky that you are in the position that you are in, many people don't even have a roof over their heads or any money left at the end of the month.

But then she’d have to spend her own money on living expenses, rather than saving her money for a prettier house.

TheGander · 11/08/2026 11:31

Free money is so addictive…

cocopuffy · 11/08/2026 11:34

I was on your side and feeling sorry for the slating you’re getting until you started spouting racist bollocks about “boat people” and migrants. I hope you get done over for deprivation of assets (which non essential refurbishments are by the way)

ShanghaiDiva · 11/08/2026 11:36

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

thats quite the drip feed..
if your partner is supporting you all, why the need to claim at all?
do you not understand that it’s unacceptable to ring fence the £60k for home improvements and expect your living costs to be covered by benefits?

Gooseling · 11/08/2026 11:37

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

You are aware that the “boat loads coming in” are not entitled to non-contributory benefits, aren’t you?

AnonyMumAuDHD · 11/08/2026 11:40

Apparently, so long as the home you have bought is your primary/only residence and the other money is spent on essential upgrade/maintenance or a car for mobility etc, once your cash at bank drops below £16000 I believe you can apply. If you blow it on dream holidays and building a pool, that would likely be deemed intentional deprivation of assets and impact your ability to claim.

Your new claim may not include moneys towards rent/travel etc though, if you now have a fully paid off home (ie no mortgage or rent) and you also now have a mode of transport facilitating mobility, though, so expect the amount to be less that you previously received.

LillyPeaceFlowerSun · 11/08/2026 11:41

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

I was going to give you advice but can see you are down the racist rabbit hole on the internet created by Farage and his rich and powerful cronies to divide us all and become richer and more powerful. Let’s blame the tiny proportion of brown skinned people for the woes of the world caused mostly by white men.

Nuthatchtreelover · 11/08/2026 11:41

Have you thought about not buying a house that is so expensive/needs so much work. Then living within your means while job hunting. You know how much tax working people pay to fund your lifestyle, when many of them could only dream of living like this!!!! If true this makes my blood boil.

RanyaJerodung · 11/08/2026 11:42

Yeah, the "boat loads coming in" aren't getting a large forever home in a lovely location, are they?

viques · 11/08/2026 11:43

Bunnyhunni6 · 11/08/2026 09:16

I drive. But not a lot I can do regarding school spaces. If I pick another school I will have to drive as can’t walk as it’s the next village on

No. There’s a lot you can do.

Depending on the age of your children you can appeal for a place. This could work and might be the best way.

However, the LA has legally to offer you a place for the other children, if all the local schools ie schools within a reasonable distance are full you can apply for a Fair Access place which means the school will have to offer you places above their PAN. If you need help with this then make a post on the primary education forum and ask the very knowledgeable posters on there for advice. Many of them are involved in appeals and know the legalities inside and out.

ShanghaiDiva · 11/08/2026 11:44

RanyaJerodung · 11/08/2026 11:42

Yeah, the "boat loads coming in" aren't getting a large forever home in a lovely location, are they?

they definitely are and having a new kitchen to boot…🙄

oldFoolMe · 11/08/2026 11:44

Bunnyhunni6 · 11/08/2026 11:14

I think I might just do this 🤣

Jesus Christ. I wonder if all
these people are angry at the boat loads coming in and claiming benefits. I am not the problem. I want to work. I will work but my partner will be holding us all down until I find something. I just wasn’t sure if I could claim or not. I’m not going to have to live off the 60k that has specially been put aside to make the house my own. The school spaces are going to come I just have to appeal through the council when there back open… If everyone had this attitude of not moving because they are worried about school spaces is beyond me. I’m moving to the country side in my forever home away from a big town where SA is happening on underage girls from migrants so I will move thank you very much. It’s a forever home with a beautiful back garden and a room for each of my children and a room for my mum when she can’t live by herself anymore.

the system is the system. The system that funds you is funded by the government being the biggest arms dealer to the very countries coming here ‘boat load’! This may shock you but SA is not migrant specific and certainly happens all over the country. You may well even end up living next door to migrants as the government is closing all the hotels and instead putting migrants in dispersal houses. We are all human and we all want a better life regardless of the lottery of where your born.

TourdeCrema · 11/08/2026 11:44

ShanghaiDiva · 11/08/2026 10:42

I wasn’t suggesting spending the £60k on house renovations.

did anyone state you did suggest such a thing?

LakieLady · 11/08/2026 11:45

Slightyamusedandsilly · 11/08/2026 10:01

Voluntarily giving up your job? Minimum 3 months sanction. So when you become eligible to apply, no money for 3 months minimum.

However, if they unfortunately decide you deliberately spent all your money to be eligible for benefits, they can refuse your claim totally. So I'd get another job sharpish if I were you.

OP's mother has care/support needs and OP is moving/has moved nearer to her to meet those needs. I think it highly likely that that would constitute a good reason for giving up her job.

And if a work coach was bloody-minded enough to take the opposite view, I'm pretty confident that any decision that she was unemployed "without good reason" would be overturned if challenged.

And she didn't spend her money so that she could get benefits, she bought a bloody house with it, which is perfectly acceptable, even to the DWP! It's specifically listed as such in the CPAG welfare rights handbook, and on Housing Systems.

I don't know where you did your welfare rights training, but I'd suggest a refresher.

bakingdisasterqueen · 11/08/2026 11:46

Bunnyhunni6 · 11/08/2026 09:07

The electrics need to be updated. The kitchen is the original kitchen around 30 years old.

30 year old kitchen won't NEED modernising.

KTheGrey · 11/08/2026 11:46

If you have a partner benefits will take his income into account, no?