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Best platform for Junior S&S ISA

6 replies

Daktothefuture · 10/08/2026 07:04

I'm fairly new to investing and want to start an ISA for our newborn. We can afford a regular payment of £100-£200 a month. What platforms are other people using and are you using pre-set funds or picking them yourselves? If using pre-set funds, which ones are the easiest to manage and are better at spreading risk?

I've seen Hargreaves Lansdown have made JISAs free from fees (bar transaction fees) but wasn't certain if this made a huge difference.

OP posts:
Alltheusefulitems · 10/08/2026 07:16

I use moneybox and their adventurous pre set funds. For fee context I pay in £30 per month via dd and the fees are just over £1 a month.

They have performed well so I don't do anything more to manage them than increase the DD yearly.

AdeptPeachSquid · 10/08/2026 19:52

I use HL for their junior pensions and ISAs. I enjoy investing so they have a mix of direct shareholdings and trackers. You can choose one of their ready made investments if you don’t fancy picking them yourself. They are well established and popular. Would recommend.

holiday22 · 11/08/2026 23:27

I use Fidelity for JISA. totally free.
use an all world fund such as VWRP. it’s balanced and has low fees.

GogoGobo · 14/08/2026 22:37

Another Fidelity user here too - very good platform and we are also in VWRP.

Twoweeksinaugust · 14/08/2026 23:00

J P Morgan, set to high risk. Return have been really good, up about 50% over 4 years.

DrUptonsGardenGnome · 14/08/2026 23:49

I have Hargreaves Lansdown JISAs and SIPPs for the DC. The platform is very easy to use, you can plump for a managed fund, choose all your own investments or mix and match. It’s easy for others to make contributions to the ISA as well.

One feature I particularly like is that they are easy to contact and very helpful. No call centre abroad or annoying automated telephone tree to deal with. You just dial the no and speak to a person.

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