I'm fairly new to investing and want to start an ISA for our newborn. We can afford a regular payment of £100-£200 a month. What platforms are other people using and are you using pre-set funds or picking them yourselves? If using pre-set funds, which ones are the easiest to manage and are better at spreading risk?
I've seen Hargreaves Lansdown have made JISAs free from fees (bar transaction fees) but wasn't certain if this made a huge difference.