I have an Amex card which gives me cashback at 1.25%- it adds up over the year as I'm a high spender and put everything I can on the card.
I've been wondering about switching to an Avios version instead. I know there are people who are really adept at getting the best value out of Avios. I think I'd earn about 80000 points a year and would get 75000 points bonus (on a card with £650 fee) + companion voucher- can anyone give me a rough idea what that translates into for flights? Or on a fee free card I'd just earn the 80000 points a year and have the companion voucher. Any idea what this is worth, roughly? Or I could pay a £300 fee and then earn points at a higher rate, so would earn 120,000 in a year.
I'm struggling to work out what's the best value. Any tips welcome.