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Frustrated by partner's lack of financial contribution and lack of drive.

71 replies

Springged · 24/06/2026 17:35

When I met my partner 15 years ago I thought he was pretty driven but I’ve come to realise that’s not the case.

We started our professions on similar salaries and mine is now almost x 3 what he earns because I’ve worked hard and made strategic job changes. He, on the other hand, likes the easy life, he only does what’s needed and, when he’s had to change roles, goes for low salaries in small companies with no career progression.

I’m getting very frustrated and concerned now.

Since having children 12 years ago I’ve carried most of the financial burden (we’re not married so largely separate finances). Even when I didn’t earn much more than him I paid the lions share of childcare, paid for emergencies like builders, new washing machine etc. Now I’m responsible for all holidays, all children’s clothes and uniforms, all treats, I’ve paid for three house renovations, the car, all unexpected expenses, pretty much everything outside his share of the mortgage, house bills and food.

He promised me 2 years ago that he would get a better paid job to take some of the responsibility off me but has done very little and has only applied for a small handful of roles.

He blames a bad experience with a previous job for a lack of confidence but that was a 6 month role 12 years ago and I’m quickly losing patience with this.

After a row last month he updated his CV and told me he was determined to change roles but I found the CV on his desk yesterday, incomplete and he’s done nothing.

I’ve also found out that, despite assuring me it was ring fenced, he’s spent all of the money his parents recently gave him and now he’s well in to his overdraft. He blames the cost of living but I’m paying for most things, we spend minimally on the food shop so it’s pretty stable and his other expenses haven’t changed.

He’s 45 and has no savings, pays minimally in to his pension and every month I’m having to make up the shortfall from him to care for our kids.

I earn well (not excessively) but feel like I’m financially a single parent and I worry about money every day. I’m also saving for university for the kids on my own but every time I have to pay his share I’m taking money out of that fund.

Anyone else in a similar position or can advise how to motivate him? I’m aware I’m losing patience and can’t stand the thought of having to financially support him for his whole life when he makes so
little effort.

OP posts:
Tablesandchairs23 · 24/06/2026 17:37

Sounds like you don't get anything from the relationship. Why not end it you'll probably be better off.

backformoreofthesame · 24/06/2026 17:40

You can’t change people who don’t really see a need to change

you don’t want to support him so don’t. If you want to keep him you have to accept him the way he is. Financially a disaster

TheIdlerReturns · 24/06/2026 17:46

Sorry OP, he's not going to get a better job or change and shouldn't be stringing you along in the hope you'll believe him. It seems like you've chosen to pay for everything instead of insisting he finds the money from somewhere. You're in a stalemate position, because I don't think he'll find the money. Can you ask him to leave and come back when he's sorted himself out. Tell him you're not paying anymore.

NotSureNeedSomething · 24/06/2026 17:47

This isn’t just a lack of drive problem, this is a relationship inequality problem. Lack of drive is one thing and individual to each person what ‘drive’ means. But he is leaving you to pay for everything? Thats the bigger issue here. Is there more backstory as to why you’ve put up with this for so long?

NotSureNeedSomething · 24/06/2026 17:48

Also I’d be querying what he’s spent his money on, that’s a bit suspect to me. To have spent a large chunk of money on himself without you knowing, whilst you’ve been paying childcare/housing repairs/holidays etc??

Naurrr · 24/06/2026 17:49

Dump him, he'll have to parent his kids equally, or pay you maintenance if he chooses not to parent.

There's no point to him, he's not enhancing your life .

Pansykavalier · 24/06/2026 17:52

Sorry, it about halfway through your post I was asking myself “why on earth is she putting up with this shit?”

Seriously, why are you?

Firefly100 · 24/06/2026 17:54

I’d stop hassling him re his job, you are not his parent, but tell him he needs to contribute 50% of all the running costs of your life because you are done subsidising his choices. Have a shared account where ALL joint spends come out of. Up to him then if he wants more money for himself, he’ll have to earn it. If he has no money for holidays - either don’t go or go alone with the kids. Likewise meals out and day trips out. If the shared pot is dry (and spends have to come from your account), it either doesn’t happen or he isn’t included. I suspect this only works for him now because you are making up the difference. Stop. Either he is happy with a very simple life (fair enough) or he starts to pay for his choices like everyone else.

Skybluepinky · 24/06/2026 17:58

Why do you remain with him?

Conchiglie · 24/06/2026 18:00

He's not suddenly going to become ambitious and driven OP. That's quite a core part of someone's personality. Can you just accept this is who he is, and instead of asking him to earn more, focus on maximising your own earning power while he takes on more of the childcare and household responsibilities?

SalmonOnFinnCrisp · 24/06/2026 18:06

Well certianly dont marry...

This didnt happen overnight.
There were signs.

I personally couldnt live like this.
I think if he was fully pulling his weight at home it would be fine but he isnt.
He also isnt cutting his cloth accordingly- hes accruing debt which is a no for me....

usernames756 · 24/06/2026 18:06

I’d leave him because you don’t seem compatible, but If the roles were reversed I suspect the replies would be different.

Anewappa · 24/06/2026 18:08

Haven’t you posted this multiple times in the past?

usernames756 · 24/06/2026 18:08

Anewappa · 24/06/2026 18:08

Haven’t you posted this multiple times in the past?

Yes.

Anewappa · 24/06/2026 18:12

usernames756 · 24/06/2026 18:08

Yes.

Are you the op?

OutOfApricots · 24/06/2026 18:13

If the roles were reversed the answers would be the same. This person is lazy, a liar, has secretly spent a load of money given by parents, is now well into their overdraft, has done nothing about updating their cv and is expecting the OP to pay for everything.

MrsElijahMikaelson1 · 24/06/2026 18:13

He ain’t never gonna change. He’s spending on something that you aren’t aware of. I’d leave him

usernames756 · 24/06/2026 18:15

OutOfApricots · 24/06/2026 18:13

If the roles were reversed the answers would be the same. This person is lazy, a liar, has secretly spent a load of money given by parents, is now well into their overdraft, has done nothing about updating their cv and is expecting the OP to pay for everything.

I agree the person is very lazy. I also think when a SAHM with kids at school is lazy when she is complaining her DH works 50-70 hrs a week or so and hardly does any housework when he comes home.

usernames756 · 24/06/2026 18:16

Anewappa · 24/06/2026 18:12

Are you the op?

What..? I agreed that I have also read this exact thread before.

labubu1 · 24/06/2026 18:18

He’s not going to change. It’s up to you to decide whether you can tolerate this. Thankfully you’re not married, so your money is yours.

A close friend’s partner is like this, only worse. He barely works, earns a pittance, promises to change and never does. He’s a similar age to your partner. Massive ick tbh.

notafraidofthebigbadwolf · 24/06/2026 18:18

You lucky thing you didn't get married!

SalmonOnFinnCrisp · 24/06/2026 18:20

usernames756 · 24/06/2026 18:06

I’d leave him because you don’t seem compatible, but If the roles were reversed I suspect the replies would be different.

Edited

If a husband who

  • did 90% + of running the house
  • was rearing the children while the mother was disengaged
  • earned over 75% of the income while the wife runs up debt

Came on here hed get.accised of lying about how much he did....but id say he'd get the same answers from the ones who believed him

Rhaidimiddim · 24/06/2026 18:22

Just be glad you're not married to him. The ring-fenced noney that wasn't would have been the final straw for me. Frittering away his own money on stuff you never see the benefit of, while you pay for his lifestyle.

You know he'll never step up, so ditch him - one less mouth to feed.

usernames756 · 24/06/2026 18:23

SalmonOnFinnCrisp · 24/06/2026 18:20

If a husband who

  • did 90% + of running the house
  • was rearing the children while the mother was disengaged
  • earned over 75% of the income while the wife runs up debt

Came on here hed get.accised of lying about how much he did....but id say he'd get the same answers from the ones who believed him

Edited

You are probably right.

Anewappa · 24/06/2026 18:24

usernames756 · 24/06/2026 18:16

What..? I agreed that I have also read this exact thread before.

I asked the op if “you” had posted before
you replied “yes”

so seemed reasonable enough enquiry to ask if you were the op 🤷‍♀️