How do you organise your finances?

[Teenmam]

Just looking for tips really. In theory we have enough money coming in, but in reality we are always on the back foot scrambling around to pay for unexpected expenses ( not that unexpected really- car repairs/ weddings etc). Bills are always paid. We have modest savings that often need to be dipped into for something or other. I try to forward plan but there's always something to pay for that stops the forward planning ifswim? How do you do it?

I can almost guarantee you'll save far more than the £85 per year fee with YNAB. It's a website, and integrated app. So you'd both have it on your phone so you have up to the minute spending information, etc.

They have a 34 day free trial, so nothing to lose, really.