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Husband and his debt

79 replies

CarryOnRewardless · 21/10/2025 16:37

Also posted in relationships.

At Christmas 2024 my husband took out a credit card without my knowledge and used it for online gambling, within about 2 months it was up to the limit of £8,000.

Obviously I was so upset about this and took over all finances. The minimum payment on the card is around £250 a month so he’s added that to our outgoings for absolutely nothing.
I’ve been chipping away at the card and every couple of months I ask to see the statement to make sure there’s been no transactions.
A couple of months ago there was transactions on there and I was so upset and he made a big show of calling the card company and reporting it as unrecognised transactions. During the call it dawned on him that it was him (what a surprise!) He was going to GA did about 10 meetings then stopped.

The payment is due this week and I’ve asked to see a statement and he’s asking why so there’s obviously something on there. Last time he told me he’d deleted the card from his phone so that’s a lie.

If I had a normal job I’d LTB but I do shift work and our child is a too young to be left all night on his own

How would you manage finances going forward? I know the usual Mumsnet answer is we’re married it should be joint money but I don’t want to manage his money any more it’s too stressful and paying off his debt while he’s adding to it anyway. He has no concept of budgeting and thinks he can spends what he wants.
I’d like to just take half the bills and food and the rest is his. He will then blow it all at the weekend and then won’t be able to get to work. Then he’ll ask to borrow from me no doubt

Sorry just had to get that out

OP posts:
DeedlessIndeed · 02/02/2026 10:27

That's great @CarryOnRewardless ? What got through to him in the end? Do you have any advice for approaching it?

CarryOnRewardless · 02/02/2026 11:28

HappyTalkingAndLaughing · 02/02/2026 07:23

Did you ever get to see the statement?

Yes I did

OP posts:
CarryOnRewardless · 02/02/2026 11:29

DeedlessIndeed · 02/02/2026 10:27

That's great @CarryOnRewardless ? What got through to him in the end? Do you have any advice for approaching it?

I would say it had to come from him and that he wants to get better. Me going on at him had no effect really

OP posts:
Bluddyellfire · 02/02/2026 11:40

I used to live with a GA who would very happily have seen us lose the house to it. As it was, he lied and lied again and I pretty much lost my mind. Gambling and debt won't be the only things he's hiding from you. When I finally sat down with a solicitor to discuss breaking all financial relations with this person, she said that I could have chosen not to take on his debt and that I could have chosen not get myself into more debt trying to pay off his debt while he carried on racking it up, and after all the 'how very fucking dare you blame me for his behaviour' fury had died down a bit I realised that wasn't what she was saying at all and that she was absolutely right, I had burdened myself with the responsibility of getting him to tell me the truth. Good luck.

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