Isa matures later this year

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Isa matures later this year

Considering which isa,provider to reinvest it with..

Any thoughts?

Thank you

Cash ISA?

Just do a search to see who is providing the best rate at the time.
MSE is good for this.

Yep
Thanks

Surely it's not mature till April 2026? If you move sooner you will lose rate/tax advantage?

As PP said simply a case of comparing best rates, but depends on Cash or Stocks and shares ISA. https://www.moneysavingexpert.com/savings/best-cash-isa/

It was a special fixed rate one that the Coventry did

Def matures next month

( My parents have same 1 , we got a good rate )

Thanks4 link

Oh cool! Not heard of that. Sitting here waiting for April!!

All our cash ISA's (we have multiple) are currently with Coventry, they do (did?) have a habit of offering the best rates (as recommended by MSE).

If you take out an ISA fixed for a year it matures on the anniversary of the start date.

And you can start one at any time as long as you don’t put in over £20k per tax year.

What kind of ISA do you have? If you have a fixed rate cash ISA which matures in April then you should wait until April to move it, but fixed term ISAs can mature in any month.

Also many ISAs aren’t fixed term so you can move them at any time. Just make sure you don’t take the money out of the ISA if you want to move it. Instead ask for it to be ‘transferred’.

If you are with Coventry I would expect they will be sending you a suggested new ISA with a good rate too. They are very competitive.

Check Moneyfacts as they list all available rates for fixed and variable ISAs. If you do want to move to another provider you can apply and arrange a transfer to happen when the fixed term ends as long as it's within a certain timeframe, often 30 days. Not all accounts accept transfers, so check before applying. Stick with Coventry if close to the rate you can get elsewhere.