£220,000 gross - what is net salary

[padronpepper]

Single person, no dependents.
What would net salary be - without pension deductions?

@Nicola819 Sure. But does it leave you with only £300 per month spending money? I’m also putting everything I earn over 100k into a private pension for tax reasons (not that much, but some) but my outgoings are lower so I’m left with more than enough to spend on holidays etc.

@Lafufufu if you don’t mind me asking, what does that £300 per month left over cover. In my mind “everything else” fun money would be holidays, weekends away, meals out, theatre, concerts, days out etc clothes, hair etc, small bits for house and garden, presents…what about the kids clothes etc?

but there’s just no way £300 a month is covering anything like the normal middle class level of those things, even just one person’s share. So I think perhaps your definition of “everything else” is a bit smaller than mine. Or someone else is paying for it all. Or you are crazy to put that much into savings/pension!

I can’t imagine how someone on £220,000 couldn’t do the basic maths to work this out. You’ve been promoted above your ability.

Yet, here you are cluttering up servers with your nit picking about whether OP should have asked a question. Do you ever actually think before you start typing?

If not paying any pension contributions while earning £220k, clearly the individual loves paying tax.
Financial advice would be a very sensible next step.
I guess if the OP is asking this question, her DH must be rather cagey about household finances

Its exclusively personal so:
Clothes
Make up
Hair / Grooming
Going out with my friends ( but not family outings)
Any personal purchases...

It doesn't include stuff from amazon for the house or children, or gifts for family
Holidays are pretty modest and covered by money my DH made trading crypto it will cover us for the next 3-4 years as hols tend to cheap/ infrequent ...

Re accusations of trolling from others...
not sure what to tell you beyond its real 🥴
I answered the OPs question to illustrate you can have a high salary but lower than expected take home (it would be lower if I had student loan)

Not that its anyones business but I prioritise pension (which will be taxed when drawndown) and savings for personal reasons, namely my children.

We have unstable jobs and no generational wealth and I have a serious health issue which may mean i physically cannot work at some point and/or may die early 👍

You can do that with your new found wisdom.

@Lafufufu thank you for sharing. I don’t doubt you by the way. And if it is literally just for personal spending not family/couple/house/holiday then it seems less low and probably more like what I spend. We don’t have a budget or keep track so I actually don’t know. I know that we naturally less than we earn and have secure jobs and good pensions and are not in a hurry to stop working so don’t keep track really.