Secure trust appears on credit score

[Sunshine8537]

I’ve just checked my credit report and ‘secure trust’ is there under loans that don’t affect credit. I haven’t got any dealings with this back. Nothing comes out of my bank each month to pay off a loan either.
is it possible that someone has opened a trust fund without my knowledge as there are no records of any hard searches for bank loans.

Contact the credit agency for more information. They can investigate it for you.

Does it say what the type of search is? If it's listed as not affecting credit then it could have been an ID check for a savings account or related to something like an insurance comparison search.

Or have you ever enquired about interest free credit but not taken it out? Sometimes you can buy things and there's an option for interest free credit but also can pay off straight away so you could have done this?

If there's no payments being made and you've not had any letters about mystery loans I don't think there's anything to worry about.