Hi,
We’ve been asked to submit our bank accounts etc for a universal credit review, which is all fine, I declare our earnings from self employment to the penny every month on time. But for the last year I have been helping my husband (who is the coach) run our daughter’s football team- and this is where I’m now extremely worried!!!
We are a small team, part of a larger club. Each month the parents pay money into one of my unused savings accounts for subs, this sits there and we use it to pay pitch fees, kit fees, for equipment etc throughout the year then at the end of each season we then transfer the remaining subs to the main football account. This is how all the teams (12 of us in total) manage each season.
All the references go under as “(name) subs” and then all spendings I have receipts for. I have a spreadsheet where I track the incomings for each player, I also have evidence of transferring unused subs to main club account on my bank statement at the end of the season. The money isn’t ours, we don’t use it for anything connected to us - it’s just the way we manage the team- everyone does the same!
now they have asked for all my bank statements and stupidly I hadn’t even thought about this being requested! I’m panicking massively, my anxiety is in overdrive and I can’t sleep that we’re going to be in serious trouble- for money that isn’t even ours or we even use!
Im an honest, hardworking person, I do everything by the book in terms of self employment earnings and reporting these and tax returns etc. now I feel like I’m going to be in trouble for helping out in my volunteer role!! can anyone reassure me that this is all going to be ok?