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Insurance Refused quote

2 replies

Starsunny987 · 03/07/2025 17:53

Recently applied for income protection insurance but after my financial advisor referred it to underwriting, they said they could not provide cover due to my medical history.
My question is does this count as having insurance declined? And will I have to notify my car, home. Insurers, etc?

OP posts:
Starsunny987 · 03/07/2025 20:07

Bump

OP posts:
RebelMoon · 03/07/2025 20:09

You'll only need to declare it on any future income protection applications, not other types of insurance. And you'll only need to declare it if they ask that question on the application. They don't all ask.

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