Wondered if anyone has experience of a better financial life after a DMP. Currently in one and it's obviously ruined my credit score. Been through a divorce and all the marital debts were in my name (what a fool, I know) I couldn't afford a solicitor to try to fight for him to pay his share so just took it on. I've ended up without a home and with nearly 40k to pay back. I had my car on PCP which I kept but it runs out next year and I know I won't get any credit for a new one. Feel bitter and stupid and know it'll take years to build up my score again. I've got a year and a bit left until I'm free of it. Anyone been there with any tips to make me feel a bit less of a loser?!