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Universal credit.

118 replies

megggggg · 16/04/2025 12:21

Can anyone tell me or maybe roughly tell me if me and my partner will get any help?
3 children, rent £675. Both work he gets about £2000 a month I get about £500.
we are struggling so much and don't find out for another week but I just want to know.

OP posts:
gamerchick · 16/04/2025 19:18

OP, hide the thread, it's just going to drone on now. Put your claim in tomorrow and get the ball rolling.

gamerchick · 16/04/2025 19:20

Munnygirl · 16/04/2025 18:29

And those who do that are absolutely in the wrong. There was a post on here sometime ago about someone who had £100000 in savings which she wanted to use for private school and wanted to hide it so she could claim! She was given a verbal slaughtering

But putting money into pensions to get under a limit is recommended on here. Still the same thing.

Munnygirl · 16/04/2025 19:29

gamerchick · 16/04/2025 19:20

But putting money into pensions to get under a limit is recommended on here. Still the same thing.

Those people will still be shouldering a huge tax payment every month as you are still taxed at source. And whether you like it or not the people who earn these amounts are the ones paying for people who are not earning enough to receive benefits to help them. If these people didn’t exist there would be no benefits as there would be no one paying them.

gamerchick · 16/04/2025 19:31

Munnygirl · 16/04/2025 19:29

Those people will still be shouldering a huge tax payment every month as you are still taxed at source. And whether you like it or not the people who earn these amounts are the ones paying for people who are not earning enough to receive benefits to help them. If these people didn’t exist there would be no benefits as there would be no one paying them.

Ah right so a bit of playing the system when you're minted is better than claiming what you're entitled to when youre not?

Gotcha.

Growsomeballswoman · 16/04/2025 19:32

Don’t worry about the negative comments OP, I had a Prem baby and the stress it leave you with is horrible. Hope you are both doing ok .

CallmeJim · 16/04/2025 19:34

Munnygirl · 16/04/2025 18:52

Of course I lived it with them. I was there! What an utterly ridiculous thing to say. And no they didn’t break the poverty cycle for me. They never broke that cycle. I did that myself.

they worked the jobs to provide for you. Imagine being born into a family with nobody who earns, a family entrenched with chaos or addiction where nobody earns a penny. You may not have been as lucky to lift yourself out of poverty without the role model parents you had.

And you lived that as a child, not as a worker for the 3 jobs. Get a grip, most working class mums had 3 or more jobs, dinner lady/lolly pop lady/domestics and then a bit of bar work for top up to work around the kids. I’m grateful society has evolved from that.

Munnygirl · 16/04/2025 19:34

gamerchick · 16/04/2025 19:31

Ah right so a bit of playing the system when you're minted is better than claiming what you're entitled to when youre not?

Gotcha.

Don’t be silly. The majority of taxpayers pay their contributions in full because it is taken at source

Munnygirl · 16/04/2025 19:36

CallmeJim · 16/04/2025 19:34

they worked the jobs to provide for you. Imagine being born into a family with nobody who earns, a family entrenched with chaos or addiction where nobody earns a penny. You may not have been as lucky to lift yourself out of poverty without the role model parents you had.

And you lived that as a child, not as a worker for the 3 jobs. Get a grip, most working class mums had 3 or more jobs, dinner lady/lolly pop lady/domestics and then a bit of bar work for top up to work around the kids. I’m grateful society has evolved from that.

It’s you that needs to get a grip. Were you there in
my childhood? No so unless you are mystic Meg you have NO idea what you are talking about. At some point you need to take responsibility for your own life and get on with it. OP that is NOT directed at you.

carly2803 · 16/04/2025 19:37

open a claim, if your income goes up and down some months you might get nothing but if its 6 months on zero your claim closes.

But you have nothing to lose,
entitledto.co.uk is very accurate

CallmeJim · 16/04/2025 19:39

Munnygirl · 16/04/2025 19:36

It’s you that needs to get a grip. Were you there in
my childhood? No so unless you are mystic Meg you have NO idea what you are talking about. At some point you need to take responsibility for your own life and get on with it. OP that is NOT directed at you.

Edited

doesn’t take being mystic meg to realise that parents working 6 jobs between them wanted to provide for their children far more than parents who spent their dole on heroin.

Munnygirl · 16/04/2025 19:49

CallmeJim · 16/04/2025 19:39

doesn’t take being mystic meg to realise that parents working 6 jobs between them wanted to provide for their children far more than parents who spent their dole on heroin.

So where is the evolution here for women seeing as you are so glad of it? I’m not really sure your argument about parents spending their dole
money on drugs has anything to do with this post. In some ways you sound almost jealous I had extremely hard working parents who didn’t earn much for all their labours

gamerchick · 16/04/2025 19:50

Munnygirl · 16/04/2025 19:34

Don’t be silly. The majority of taxpayers pay their contributions in full because it is taken at source

We'll make sense then.

People are suggesting the OP works Nightshift so she doesn't have to claim any benefits at all and yet it's regularly talked about on here how to get your earnings under the limit to get free childcare or child benefit.

Why is one ok and not the other. Both pay tax?

They're both the same thing. Just different lifestyles.

CallmeJim · 16/04/2025 19:56

Munnygirl · 16/04/2025 19:49

So where is the evolution here for women seeing as you are so glad of it? I’m not really sure your argument about parents spending their dole
money on drugs has anything to do with this post. In some ways you sound almost jealous I had extremely hard working parents who didn’t earn much for all their labours

Edited

we are having discussion regarding how some people can claw their way out of poverty, you can’t seem to grasp that you had good role models. There are people working NMW jobs who had the worst childhoods and due to abuse/trauma/lack of education and opportunity they’re doing all they can to survive and if that’s working a job that entails a UC top up, why show such hate? Your parents did a great thing working so much, you don’t seem to understand Im saying that you are lucky they modelled hard work to you. Am I jealous that your parents did that? No, I am pleased you had that. Some people, myself included didn’t have 2 parents with strong work ethic and did have to claw our way of out poverty without direction and resourceful parents. Surely you can accept that even if your home life wasn’t good, you at least got shown the importance of employment.

Munnygirl · 16/04/2025 20:10

CallmeJim · 16/04/2025 19:56

we are having discussion regarding how some people can claw their way out of poverty, you can’t seem to grasp that you had good role models. There are people working NMW jobs who had the worst childhoods and due to abuse/trauma/lack of education and opportunity they’re doing all they can to survive and if that’s working a job that entails a UC top up, why show such hate? Your parents did a great thing working so much, you don’t seem to understand Im saying that you are lucky they modelled hard work to you. Am I jealous that your parents did that? No, I am pleased you had that. Some people, myself included didn’t have 2 parents with strong work ethic and did have to claw our way of out poverty without direction and resourceful parents. Surely you can accept that even if your home life wasn’t good, you at least got shown the importance of employment.

You do like to put worlds in my mouth don’t you? It’s not hate at all just your opinion. You are
reflecting your own life experiences. I’m sorry you don’t have two parents as an example of how to be hardworking. That must have been very hard for you as a child and I’m sure you have made better choices as an adult.But this does go back to my point that people will at some point have to take responsibility for their own lives and not use their own experiences of growing-up as a bench mark of how they should lives. My childhood was not a bed of roses I can assure you and I do speak from experience here. Again OP this this not aimed at you.

Shouldbedoing · 17/04/2025 09:10

Put in a claim, OP, it's there as a safety net. UC will always be working towards getting you back to work anyway

Neetra30 · 17/04/2025 17:54

Mrsttcno1 · 16/04/2025 17:59

OP you had me until you made that comment seeming to think that people should have as many children as they want regardless of what they can afford- of course you should only have the amount of children you can afford, that should be the norm. Circumstances changing is one thing but I don’t understand your disagreement, or outrage even, that there is an expectation people should only have the amount of children they can afford?

Family isn’t more important than money when you have children you cannot afford to feed, house, keep warm & dressed.

100% agreed.
Unfortunately not everyone is this intelligent as they prioritize emotions over logic & reality

Munnygirl · 17/04/2025 19:12

gamerchick · 16/04/2025 19:50

We'll make sense then.

People are suggesting the OP works Nightshift so she doesn't have to claim any benefits at all and yet it's regularly talked about on here how to get your earnings under the limit to get free childcare or child benefit.

Why is one ok and not the other. Both pay tax?

They're both the same thing. Just different lifestyles.

i make perfect sense you just haven’t or won’t see it

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