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Universal credit.

118 replies

megggggg · 16/04/2025 12:21

Can anyone tell me or maybe roughly tell me if me and my partner will get any help?
3 children, rent £675. Both work he gets about £2000 a month I get about £500.
we are struggling so much and don't find out for another week but I just want to know.

OP posts:
IVFmumoftwo · 16/04/2025 17:43

Munnygirl · 16/04/2025 17:38

So what about the taxpayers who have to work long hours to ensure that YOU have e family time why they don’t?What an unbelievable attitude to have. OP this comment is not directed at you.

So in the same situation as OP you wouldnt choose to do the same thing and claim UC to top up her hours because her employer won't give her more? Yeah sure.

TheHerboriste · 16/04/2025 17:44

IVFmumoftwo · 16/04/2025 17:40

You will be paying for the childcare OP needs to recover from the Nightshift so won't be saving the tax payer anything.

Edited

The point is, it would be nice if people exerted themselves to avoid these circumstances in the first place.

Munnygirl · 16/04/2025 17:47

IVFmumoftwo · 16/04/2025 17:43

So in the same situation as OP you wouldnt choose to do the same thing and claim UC to top up her hours because her employer won't give her more? Yeah sure.

It’s quite clear my point was directed at you and your attitude towards other paying to ensure YOU have family time whereby they can’t.

megggggg · 16/04/2025 17:48

TheHerboriste · 16/04/2025 17:44

The point is, it would be nice if people exerted themselves to avoid these circumstances in the first place.

In what sense? Not have children because we don't have a decent enough job? Maybe people like myself struggled at school due to family issues and we didn't succeed in a wealthy job.

just trying to survive and make sure the only people that matter in my life are looked after.
as are a lot of people who decide to claim some money in order to not make themselves ill. Trying to work full time and be a full time parent.

OP posts:
Munnygirl · 16/04/2025 17:50

megggggg · 16/04/2025 17:48

In what sense? Not have children because we don't have a decent enough job? Maybe people like myself struggled at school due to family issues and we didn't succeed in a wealthy job.

just trying to survive and make sure the only people that matter in my life are looked after.
as are a lot of people who decide to claim some money in order to not make themselves ill. Trying to work full time and be a full time parent.

The point is that you should have the children you can afford to raise and that is why many are sticking at 1 or 2 children because that is all they can afford. You can not always rely on the taxpayer to pay for them

IVFmumoftwo · 16/04/2025 17:51

Munnygirl · 16/04/2025 17:47

It’s quite clear my point was directed at you and your attitude towards other paying to ensure YOU have family time whereby they can’t.

Maybe some of us can't work nights and have to do the best for our family? I will be working even more than I do for the next 30+ years anyway. 🤷

Munnygirl · 16/04/2025 17:53

IVFmumoftwo · 16/04/2025 17:51

Maybe some of us can't work nights and have to do the best for our family? I will be working even more than I do for the next 30+ years anyway. 🤷

Edited

it is not up to the taxpayer to facilitate your life. It’s your responsibility to look after you and yours. Yes some people will need extra help and that should be given. It is certainly shouldn’t t be expected because you think it is best for your family. Someone has to pay the piper

megggggg · 16/04/2025 17:56

Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from. And can I add when I had my third child me and my partner was in a stable financial space.
things have happened that's changed that your judgement is as invalid as people's who think that money should come from tax payers unless you know someone's full financial stories you've no place to judge anybody

OP posts:
Munnygirl · 16/04/2025 17:57

megggggg · 16/04/2025 17:56

Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from. And can I add when I had my third child me and my partner was in a stable financial space.
things have happened that's changed that your judgement is as invalid as people's who think that money should come from tax payers unless you know someone's full financial stories you've no place to judge anybody

Family is important but someone has to pay for them

TheHerboriste · 16/04/2025 17:58

Munnygirl · 16/04/2025 17:50

The point is that you should have the children you can afford to raise and that is why many are sticking at 1 or 2 children because that is all they can afford. You can not always rely on the taxpayer to pay for them

This x1000. And if that number is zero, so be it.

Benefits should be a helping hand to those experiencing involuntary misfortune, not to facilitate people choosing lifestyles they cannot support.

TheHerboriste · 16/04/2025 17:59

megggggg · 16/04/2025 17:56

Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from. And can I add when I had my third child me and my partner was in a stable financial space.
things have happened that's changed that your judgement is as invalid as people's who think that money should come from tax payers unless you know someone's full financial stories you've no place to judge anybody

“Things happen “ in everyone’s lifetime. Prudent people understand that, anticipate and prepare accordingly.

Mrsttcno1 · 16/04/2025 17:59

OP you had me until you made that comment seeming to think that people should have as many children as they want regardless of what they can afford- of course you should only have the amount of children you can afford, that should be the norm. Circumstances changing is one thing but I don’t understand your disagreement, or outrage even, that there is an expectation people should only have the amount of children they can afford?

Family isn’t more important than money when you have children you cannot afford to feed, house, keep warm & dressed.

Munnygirl · 16/04/2025 18:02

I agree as this is what got me along with comment of it’s easier to claim so it won’t impact on family time.

IVFmumoftwo · 16/04/2025 18:02

Mrsttcno1 · 16/04/2025 17:59

OP you had me until you made that comment seeming to think that people should have as many children as they want regardless of what they can afford- of course you should only have the amount of children you can afford, that should be the norm. Circumstances changing is one thing but I don’t understand your disagreement, or outrage even, that there is an expectation people should only have the amount of children they can afford?

Family isn’t more important than money when you have children you cannot afford to feed, house, keep warm & dressed.

You can be pregnant and then circumstances change. My husband lost his job when I was pregnant with my first. OP hasn't got a crystal ball.

megggggg · 16/04/2025 18:06

Mrsttcno1 · 16/04/2025 17:59

OP you had me until you made that comment seeming to think that people should have as many children as they want regardless of what they can afford- of course you should only have the amount of children you can afford, that should be the norm. Circumstances changing is one thing but I don’t understand your disagreement, or outrage even, that there is an expectation people should only have the amount of children they can afford?

Family isn’t more important than money when you have children you cannot afford to feed, house, keep warm & dressed.

it's a really blind ignorant way of looking at things.
until your in a situation like it your opinion is so invalid.

just because you pay tax you'd see people struggle and starve with children because they had children " they can afford" but barely making ends meet. It's just very ignorant.
Especially given the cost of living which has put people who once could afford life in a very hard place.

I dont disagree nor agree with your opinion. I think you shouldn't be making opinions to situations you do not know about.

OP posts:
IVFmumoftwo · 16/04/2025 18:06

Munnygirl · 16/04/2025 18:02

I agree as this is what got me along with comment of it’s easier to claim so it won’t impact on family time.

I actually work around my husband so we don't actually have a lot of family time. I have worked most of this Easter holiday week whilst he is at home but suggesting she works during the day and at night is daft. When will the children see their mum? No one criticises those on £100k who squirrel away money into the pension in order to get the free hours yet low earners like me must work every single hour and not claim anything. Hmm.

Mrsttcno1 · 16/04/2025 18:06

IVFmumoftwo · 16/04/2025 18:02

You can be pregnant and then circumstances change. My husband lost his job when I was pregnant with my first. OP hasn't got a crystal ball.

Absolutely, and if you actually bothered to read my post before you reposted it then you’d see I did specifically say that changing circumstances is a different thing entirely- agree nobody has a crystal ball.

But OP said “Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from” - THAT is exactly the view I take issue with. It is not a crazy concept that we should all only have the amount of children we can afford, and this “family is more important than money” is a load of shit when you can’t afford to feed, clothe and house that “family” and are having to stress over and calculate what you might be entitled to in benefits because you can’t make ends meet.

CallmeJim · 16/04/2025 18:07

@megggggg firstly ignore the people who believe low earners should be thrown into workhouses and sterilised at birth. They’re simply miserable and bitter people itching for a row. You never see them campaigning for Amazon to be taxed or tax dodgers forced to pay a fair amount. It’s always punching down on someone just trying to have a family and make ends meet.

Tomorrow ring UC and put a claim in my love, no harm on asking but I think with a low income such as yours you would get something. Good luck x

IVFmumoftwo · 16/04/2025 18:07

Anyway ignore it, OP.

Munnygirl · 16/04/2025 18:09

IVFmumoftwo · 16/04/2025 18:02

You can be pregnant and then circumstances change. My husband lost his job when I was pregnant with my first. OP hasn't got a crystal ball.

That’s life and things happen. It does
not mean more hours of work shouldn't be accepted just so people can claim and “family time” remains unaffected. The money comes
from real people and maybe they HAVE to work extra hours to cover their life expenses and whose family time is certainly impeded by this or don’t you give those a second thought?

Munnygirl · 16/04/2025 18:10

IVFmumoftwo · 16/04/2025 18:07

Anyway ignore it, OP.

Actually she shouldn’t ignore it and neither should you

Mrsttcno1 · 16/04/2025 18:10

megggggg · 16/04/2025 18:06

it's a really blind ignorant way of looking at things.
until your in a situation like it your opinion is so invalid.

just because you pay tax you'd see people struggle and starve with children because they had children " they can afford" but barely making ends meet. It's just very ignorant.
Especially given the cost of living which has put people who once could afford life in a very hard place.

I dont disagree nor agree with your opinion. I think you shouldn't be making opinions to situations you do not know about.

Believing that people should only have the amount of children they can afford to look after is really not an ignorant view, it’s reality. No good parent would choose to bring a child into the world knowing they couldn’t afford to look after that child.

As I say, changing circumstances is a different thing entirely, but as a parent myself if I knew I couldn’t afford to feed, clothe and house my children I would not have had a them because no child deserves that. Just like although I’d love to have 3 or 4 children, we will be stopping at 2 because beyond that we would be stretched financially- so I’m not ignorant, I’m actually in the same situation, making a sensible choice about what our family will look like based on being able to look after the children we bring into the world.

Munnygirl · 16/04/2025 18:10

CallmeJim · 16/04/2025 18:07

@megggggg firstly ignore the people who believe low earners should be thrown into workhouses and sterilised at birth. They’re simply miserable and bitter people itching for a row. You never see them campaigning for Amazon to be taxed or tax dodgers forced to pay a fair amount. It’s always punching down on someone just trying to have a family and make ends meet.

Tomorrow ring UC and put a claim in my love, no harm on asking but I think with a low income such as yours you would get something. Good luck x

Don’t be ridiculous nobody said any such thing

megggggg · 16/04/2025 18:15

Munnygirl · 16/04/2025 18:10

Don’t be ridiculous nobody said any such thing

I think you pretty much did.

OP posts:
Munnygirl · 16/04/2025 18:15

IVFmumoftwo · 16/04/2025 18:06

I actually work around my husband so we don't actually have a lot of family time. I have worked most of this Easter holiday week whilst he is at home but suggesting she works during the day and at night is daft. When will the children see their mum? No one criticises those on £100k who squirrel away money into the pension in order to get the free hours yet low earners like me must work every single hour and not claim anything. Hmm.

People who actively avoid paying tax are held to account and in my opinion are the lowest of the low. if people have surplus money at the end of the month (lucky things) then they are well
within their right to pay it into a pension as tax would have been taken off at source.

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