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Universal credit.

118 replies

megggggg · 16/04/2025 12:21

Can anyone tell me or maybe roughly tell me if me and my partner will get any help?
3 children, rent £675. Both work he gets about £2000 a month I get about £500.
we are struggling so much and don't find out for another week but I just want to know.

OP posts:
Munnygirl · 16/04/2025 18:16

megggggg · 16/04/2025 18:15

I think you pretty much did.

No I didn’t at all. You need to reread my comments

megggggg · 16/04/2025 18:17

Mrsttcno1 · 16/04/2025 18:10

Believing that people should only have the amount of children they can afford to look after is really not an ignorant view, it’s reality. No good parent would choose to bring a child into the world knowing they couldn’t afford to look after that child.

As I say, changing circumstances is a different thing entirely, but as a parent myself if I knew I couldn’t afford to feed, clothe and house my children I would not have had a them because no child deserves that. Just like although I’d love to have 3 or 4 children, we will be stopping at 2 because beyond that we would be stretched financially- so I’m not ignorant, I’m actually in the same situation, making a sensible choice about what our family will look like based on being able to look after the children we bring into the world.

Well my darling you will be blessed in life. Throw shame on us all for having more than 2 children. Dear me.
hope that makes you feel better about yourself.

OP posts:
CallmeJim · 16/04/2025 18:20

@Munnygirl with the way people are so vicious towards those in receipt of UC on here, it may as well be said.

I’m personally happy knowing my tax contribution can go toward giving low earners, such as retail or care staff a bit of a financial boost with UC, these people work hard for a pittance and yet some posters are desperate for anyone working NMW to survive eating donated tins of chickpeas. It’s sickening the way poorer people who are often the result of generational poverty are trying to ask for help or feeling they need to justify their circumstances to internet strangers (this thread, OP explained her upbringing was difficult, perfect example) who instantly take issue with these posters purely because they’re poorer members of society. Welfare is for those who need it and rightly so, those people do not need judgement from anyone. If you’ve issues with government spending then go take it up with them, picking on posters who are financially struggling is fucking low.

Mrsttcno1 · 16/04/2025 18:24

megggggg · 16/04/2025 18:17

Well my darling you will be blessed in life. Throw shame on us all for having more than 2 children. Dear me.
hope that makes you feel better about yourself.

There’s no shame in having more than 2 children, I have friends with more than 2 children, no shame whatsoever, I’d love to! But planning to have children you can’t afford, children who you can’t afford to feed, look after, house, keep dressed and warm, yeah, there is shame in that.

Again, circumstances changing are a different thing entirely, but if you choose to bring a child into this world knowing that because of your choices they will go hungry, cold, not have a home to sleep in, clothes to wear, you’re an arsehole. That shouldn’t be controversial, I can’t genuinely imagine how any parent could disagree with that.

Munnygirl · 16/04/2025 18:24

CallmeJim · 16/04/2025 18:20

@Munnygirl with the way people are so vicious towards those in receipt of UC on here, it may as well be said.

I’m personally happy knowing my tax contribution can go toward giving low earners, such as retail or care staff a bit of a financial boost with UC, these people work hard for a pittance and yet some posters are desperate for anyone working NMW to survive eating donated tins of chickpeas. It’s sickening the way poorer people who are often the result of generational poverty are trying to ask for help or feeling they need to justify their circumstances to internet strangers (this thread, OP explained her upbringing was difficult, perfect example) who instantly take issue with these posters purely because they’re poorer members of society. Welfare is for those who need it and rightly so, those people do not need judgement from anyone. If you’ve issues with government spending then go take it up with them, picking on posters who are financially struggling is fucking low.

I actually come from a poor background and saw my parents struggle financially for years as they both worked on low paying jobs. They were also incredibly hardworking so much so they both had three jobs going at the same time so don’t preach at me. I can comment because I have lived it.

Perfect28 · 16/04/2025 18:25

@CallmeJimto be fair though, why should tax payers have to make up the wages of workers to protect profits?

gamerchick · 16/04/2025 18:26

IVFmumoftwo · 16/04/2025 18:06

I actually work around my husband so we don't actually have a lot of family time. I have worked most of this Easter holiday week whilst he is at home but suggesting she works during the day and at night is daft. When will the children see their mum? No one criticises those on £100k who squirrel away money into the pension in order to get the free hours yet low earners like me must work every single hour and not claim anything. Hmm.

Heh it's true. See it often on here how to get earnings under something so they can claim free stuff.

Not really different.

CallmeJim · 16/04/2025 18:27

Munnygirl · 16/04/2025 18:24

I actually come from a poor background and saw my parents struggle financially for years as they both worked on low paying jobs. They were also incredibly hardworking so much so they both had three jobs going at the same time so don’t preach at me. I can comment because I have lived it.

no, your parents lived it. They did that for you. That’s absolutely wonderful for you and you’re very lucky to have had those parents with a work ethic.
And Im guessing that broke the poverty cycle for you? Because some people aren’t that lucky

megggggg · 16/04/2025 18:28

Mrsttcno1 · 16/04/2025 18:24

There’s no shame in having more than 2 children, I have friends with more than 2 children, no shame whatsoever, I’d love to! But planning to have children you can’t afford, children who you can’t afford to feed, look after, house, keep dressed and warm, yeah, there is shame in that.

Again, circumstances changing are a different thing entirely, but if you choose to bring a child into this world knowing that because of your choices they will go hungry, cold, not have a home to sleep in, clothes to wear, you’re an arsehole. That shouldn’t be controversial, I can’t genuinely imagine how any parent could disagree with that.

It's funny how you instantly think because people are struggling we let our children go hungry and in cold homes. You're wrong my friend my kids are my priority I'm in my overdraft I will spend my last penny on them.

OP posts:
CallmeJim · 16/04/2025 18:28

Perfect28 · 16/04/2025 18:25

@CallmeJimto be fair though, why should tax payers have to make up the wages of workers to protect profits?

why is that the fault of someone working on a till 8 hours holding their piss in or a carer dealing with actual shit with unpaid 15 min breaks for 12 hours?

Munnygirl · 16/04/2025 18:29

gamerchick · 16/04/2025 18:26

Heh it's true. See it often on here how to get earnings under something so they can claim free stuff.

Not really different.

And those who do that are absolutely in the wrong. There was a post on here sometime ago about someone who had £100000 in savings which she wanted to use for private school and wanted to hide it so she could claim! She was given a verbal slaughtering

megggggg · 16/04/2025 18:29

i also don't have parents who support me which a lot of people do.

OP posts:
Mrsttcno1 · 16/04/2025 18:30

megggggg · 16/04/2025 18:28

It's funny how you instantly think because people are struggling we let our children go hungry and in cold homes. You're wrong my friend my kids are my priority I'm in my overdraft I will spend my last penny on them.

I never said I was talking about you. In fact I’ve specifically said several times, in every post, that where circumstances change is a different thing entirely.

What I take issue with is your stance in general that everybody should just have however many children they want regardless of what they can afford.

Munnygirl · 16/04/2025 18:30

megggggg · 16/04/2025 18:29

i also don't have parents who support me which a lot of people do.

I didn’t either

megggggg · 16/04/2025 18:30

My partner also pays tax. So he would essentially be paying for our own uc top up.

OP posts:
megggggg · 16/04/2025 18:32

Mrsttcno1 · 16/04/2025 18:30

I never said I was talking about you. In fact I’ve specifically said several times, in every post, that where circumstances change is a different thing entirely.

What I take issue with is your stance in general that everybody should just have however many children they want regardless of what they can afford.

Edited

I never said that at all.
I said I had my children knowing I could afford them. It is not them that struggle it is me and my partner who struggle with the mental load of it more than anything.

OP posts:
Mrsttcno1 · 16/04/2025 18:34

megggggg · 16/04/2025 18:32

I never said that at all.
I said I had my children knowing I could afford them. It is not them that struggle it is me and my partner who struggle with the mental load of it more than anything.

Your words were- “Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from”.

Hence my saying family is not more important than money when you NEED that money to raise your children.

Munnygirl · 16/04/2025 18:35

megggggg · 16/04/2025 18:30

My partner also pays tax. So he would essentially be paying for our own uc top up.

Given the amount you said he earns he probably wouldn’t be paying enough in tax to cover it. I do agree that childcare is ridiculously expensive. When I went back to work, after paying for childcare I made £50. I cried when I saw it but I knew that even though those first few years would be very tight, once they were in school
i would see more of my actual wage and it was important to me to keep my job
.

megggggg · 16/04/2025 18:35

Mrsttcno1 · 16/04/2025 18:34

Your words were- “Let's all not have more than 2 kids because of money Christ.
life is to short. Family is more than money no matter where it comes from”.

Hence my saying family is not more important than money when you NEED that money to raise your children.

I am saying that in a position where I already have my children here. Who yes need money but also need a mother and a connection with there mother.
safety and support. My point is money is important but it's not everything.

OP posts:
Munnygirl · 16/04/2025 18:38

megggggg · 16/04/2025 18:35

I am saying that in a position where I already have my children here. Who yes need money but also need a mother and a connection with there mother.
safety and support. My point is money is important but it's not everything.

Unfortunately money is important when you don’t have it.

TheHerboriste · 16/04/2025 18:43

I have friends who were low earners who wanted children. Before TTC they exerted themselves to get jobs on opposite shifts. She worked 8-5 in an office, he worked 6pm - 2am in a factory. They never needed paid childcare or handouts.

It can be done.

Munnygirl · 16/04/2025 18:52

CallmeJim · 16/04/2025 18:27

no, your parents lived it. They did that for you. That’s absolutely wonderful for you and you’re very lucky to have had those parents with a work ethic.
And Im guessing that broke the poverty cycle for you? Because some people aren’t that lucky

Of course I lived it with them. I was there! What an utterly ridiculous thing to say. And no they didn’t break the poverty cycle for me. They never broke that cycle. I did that myself.

Tatemoderndrawyourown · 16/04/2025 19:12

I always find it incredible when people can put this stuff in a public forum. I can’t make ends meet. I have 3 kids. I won’t work more because it doesn’t suit me. Considering that the 11 month old is a very new arrival, 18 months ago things can’t have changed so much that now you don’t have savings, you are desperate, and you are in debt. Clearly your situation was precarious then and yet you decided to have another child. And now that they are here you can’t work more because ‘think about the children!!’.

megggggg · 16/04/2025 19:13

Tatemoderndrawyourown · 16/04/2025 19:12

I always find it incredible when people can put this stuff in a public forum. I can’t make ends meet. I have 3 kids. I won’t work more because it doesn’t suit me. Considering that the 11 month old is a very new arrival, 18 months ago things can’t have changed so much that now you don’t have savings, you are desperate, and you are in debt. Clearly your situation was precarious then and yet you decided to have another child. And now that they are here you can’t work more because ‘think about the children!!’.

Oh shut up! Being a bully.

OP posts:
megggggg · 16/04/2025 19:15

megggggg · 16/04/2025 19:13

Oh shut up! Being a bully.

Things changed when my 11 month old arrived two months early and we both nearly died.
and my maternity pay was cut to the max because I couldn't work the extra two months.
and therefore things have been incredibly difficult I've struggled drastically with coming to terms with things and therefore haven't been able to go back to work so soon.

OP posts:
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