Dmp

[Bees25]

starting a DMP this is my 2nd time in 5 years ish. I feel so emotional and stressed and guilty that I've got into a bad situation with my finances again. I want to confide in family not for help with money but to let them know but just don't know how too even though I know they won't feel as ashamed as I feel of myself now.
Has anyone got any advice on how to approach this with my mother?

I think it all depends on the reason why this has happened really, twice, and why it is that you want your family to know

Did you clear the first one?

I cleared the first one it finished 2022. I feel i have a spending problem and just buy things without worrying about what money I had left and then would look and have hardly any money so borrowed but because borrowed money and was paying back I'd leave myself in same boat no money so borrowing more and it's just like a horrid cycle. I think I need to confide in family or just a family member as hiding it is making me feel worse and all my family ever talks about is money which makes me feel even worse for being in a self inflicted bad financial situation.