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Original poster

US Stock market decline

112 replies

mumof5andfat · 09/03/2025 12:11

The current stock market decline in the US is making me anxious. I'm currently 10% down on my portfolio having been 10% up just over a month ago. I need to stop looking at it so often, but Trump's policies are just everywhere. one minute he's implemented tarriffs, the next he's changed his mind. Please someone give me some hope.....I know none of us can second guess what Trump will do next, but surely he can see the mess he's created in the financial markets? 4 years of this????

OP posts:

Annoyingsquirrels · 09/04/2025 09:42

User5274959 · 09/04/2025 09:38

What do we think is good to buy right now?
I have some savings in non ISA that I want to move into my S&S ISA.

Currently I just have some in the vanguard all cap global index fund. Think it's about 65% USA.

Wondering if I just stick more in there, or balance out a bit by getting more US since it's so low, or less US since Trump is so bonkers.

I'm early 40s so thinking 10yrs plus

I have vanguard life strategy 100 which is only 30% US. I am anticipating it to still fall a fair bit though in the short/medium term.

User5274959 · 09/04/2025 12:14

I've got around £20K in the vanguard global all cap. Am thinking to put another £10K into the Life Strategy 80 so that I will have a small amount of bonds to diversify and slightly less weighted to US.

Or debating LS 60 so overall have slightly more bonds. 🤔

sparkellie · 09/04/2025 13:30

I would be trying to avoid US based stocks as much as possible because in the long term I don't trust trump to go at the end of this term, so potentially this madness will continue for another 8+ years. I'm looking at investing in eu stocks, possibly defence based, for the next 5 years or so and see where things are then. Is this a common view?

jasflowers · 09/04/2025 15:24

Kendodd · 09/04/2025 08:48

Can anyone clever explain what's happening to the US bond markets and what possible consequences are ?

Well i'm not clever but as i understand it : high yields on US Bonds is a bad thing, its basically what the US will be paying on debt...

Where US bonds go, so do UK ones and bond yields are rising, their worth falling, bad news for most.

It also shows a loss of confidence in the US medium to long term.

UK gilts have risen to highs not seen in almost 30 years....

CherryBlossomPie · 10/04/2025 07:33

It's crazy isn't it. I moved my old pensions and couldn't decide so put 50% in Global All Cap Index Acc. Basically if the whole world tanks then it will too, but the point is that long term it has always gone up and averaged out - of course past performance is not a predictor of the future. I'm in an online investors group. If you are 5 years away from retirement then derisking is a good move. Some people seem to take some out during a down turn. Even that is risky-ish as we have just seen the markets slumped a lot then went back up today I think, so there will be people who moved money yesterday that is now being actioned at today's prices. The advice I've always had is time IN the market, not timING the market.

My other 50% is in developed world excluding UK as UK hasn't performed well really for a while.

Both have tanked but I'm riding this one out. If nothing else it's a test of strategy and will!

I'm about to start a new pension in a new job which will be probably in something safe with Aviva for the next 5 years or so. I've also got a LISA which has not much in it, which is in Global All Cap. I will decide what to do with that.

forgotmyusername1 · 10/04/2025 07:41

Slightly concerned. I put a buy order on 7th March after hours but it is still showing as pending on vanguard. I don't know whether I am getting the price from the 8th or when it finally stops showing as pending as that could be a big difference

CherryBlossomPie · 10/04/2025 07:53

forgotmyusername1 · 10/04/2025 07:41

Does it say on Vanguard anywhere?

Annoyingsquirrels · 10/04/2025 12:57

I would give vanguard a call to check. With aj bell I have managed to cancel etf orders over the phone which are still showing pending.

Hitchens · 13/04/2025 10:56

If you are adequately diversified and investing over 10+ years then what is happening now doesn't matter. It could be an opportunity to buy more, it could be that the market will be in the red for a couple of years. Non one knows, and be wary of anybody who makes out like that know what is going to happen in the short term.

For most people, if they had a good investing strategy for the long term pre 2025 then that strategy likely doesn't need to change. The stock market is a strange place as people seem to be ecstatic at being able to but stocks when they are at all time highs, but unhappy when they get to buy them cheaper.

So for me, I have a workplace pension(s) and in the last 3 months I've seen about £50k of unrealised losses across the board. Is it nice to see? not really, but I can't do anything about it really. I have another 14 years to go until I can access those funds, and I'm sure there will be a number of significant market corrections over that time like this one.

I have a S&S ISA which has also been hit, but I got paid my annual work bonus and used 100% of it to buy mainly more of the global index funds in March / April. I can't time the market, and did the stocks drop a further 5% - yes they did. It doesn't matter though as again I'm not planning to use any of this for another 10 years.

Best to not look if it makes you feel anxious.

Kendodd · 13/04/2025 11:03

Has anyone seen that clip of Trump in the Oval Office pointing to his friends/supporters saying 'this guy made $2B and this guy made $900M ? Does anyone know if its fake or not ? I assumed it must be because that looks like illegal insider trading/market manipulation to me. Although something being illegal is irrelevant in Trumps White House.

billysboy · 19/04/2025 17:28

Think that Mr Trump is doing a good impression of Liz Truss