So we’ve had a hugely expensive 2024 following an (almost) full house renovation plus extension. And we have overspent on Christmas (largely because we wanted to go “all out” this year as last year we were living in a damp and cold building site. However, we really really need to cut the spending in 2025 to build up a buffer/save for retirement.
Current plan is:
- quit drinking at least until May (when we go away) - I need to drop about 2 stone anyway;
- meal plan religiously and use as much from store cupboard as possible - we grow a lot of our own veg but obvs not much left this time of year
- stop any mindless spending, particularly Amazon habit!!!
Most of our spending tends to be on food/drink (even though we don’t really eat out anymore) so if we can cut that down we might be able to boost our savings.
anyone with me? What’s your spending weakness?